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What just happened to Bonza? Why new budget airlines always struggle in Australia

<div class="theconversation-article-body"> <p><em><a href="https://theconversation.com/profiles/ian-douglas-2932">Ian Douglas</a>, <a href="https://theconversation.com/institutions/unsw-sydney-1414">UNSW Sydney</a> and <a href="https://theconversation.com/profiles/seena-sarram-1469656">Seena Sarram</a>, <a href="https://theconversation.com/institutions/unsw-sydney-1414">UNSW Sydney</a></em></p> <p>The history of budget jet airlines in Australia is a long road <a href="https://www.smh.com.au/traveller/travel-news/grounded-five-of-australias-biggest-airline-failures-20221216-h28pzn.html">littered with broken dreams</a>. New entrants have consistently struggled to get a foothold.</p> <p>Low-cost carrier Bonza has just become the industry’s <a href="https://www.afr.com/companies/transport/bonza-flights-cancelled-as-aircraft-repossessed-20240430-p5fnjf">latest casualty</a>, entering voluntary administration on Tuesday after abruptly cancelling all flights.</p> <p>Losing the airline would be heartbreaking for the 24 regional Australian locations that were <a href="https://www.accc.gov.au/system/files/domestic-airline-competition-report-february2024_0.pdf">not connected directly</a> by any other airline. It would also mean even less competition in a heavily concentrated domestic air travel market. Over 85% of routes are operated by just <a href="https://www.accc.gov.au/system/files/domestic-airline-competition-report-february2024_0.pdf">three airline groups</a>.</p> <p>But Bonza hasn’t just fallen into this situation by chance. Strategic missteps likely played a key role from the very beginning.</p> <h2>What went wrong</h2> <p>First, running an airline is an expensive business – any cost savings airlines can find are extremely valuable.</p> <p>Bonza chose to enter the Australian market with a very small fleet of <a href="https://skybrary.aero/aircraft-family/b737-series">Boeing B737</a> jet aircraft. But these had no operating cost advantage over the B737s already flown by Qantas, Virgin and Rex. Bonza’s small fleet also lacked any scale advantage in scheduling aircraft or crew.</p> <p>Second, to sell tickets, Bonza adopted a radically different “<a href="https://flybonza.com/media/bonza-gets-wheels-up#:%7E:text=Bonza%20is%20the%20first%20airline,uniform%20including%20custom%20Bonza%20sneakers.">app first</a>” approach. The only place customers could search for and book tickets directly was the official Bonza app. But this meant potential customers using conventional search tools – such as search engines or booking websites – often couldn’t find Bonza flights.</p> <p>The fact Bonza <a href="https://www.couriermail.com.au/business/qld-business/gold-coast-airport-sweetheart-deals-raise-concern-for-bonza/news-story/5ecdfe749b7c8a636cfe740ee0359ba3">struggled</a> to gain traction on its routes to Gold Coast airport, which handles a sizeable 250,000 domestic passengers each month, underscores this issue with the company’s approach.</p> <p>And third, although it served a unique range of locations, Bonza’s flight schedule across its network was far from optimal. In some cases, routes were flown only <em>once weekly</em>, compared to much more frequent gateway city services on Rex and QantasLink.</p> <p>For European airlines like easyJet or Ryanair, less-than-daily flights to smaller tourist destinations might be viable. But these airlines have the scale and connectivity to offer customers alternative pathways across their networks. Unlike Bonza, small regional routes are not at the core of their business model.</p> <h2>Making an airline succeed</h2> <p>Bonza isn’t the first Australian budget carrier to fail, and likely won’t be the last. Why are so many new entrants doomed to fail?</p> <p>Making a jet airline succeed hinges on optimising three key factors – market scale, airport access, and geography. For would-be budget airlines, Australia offers a brutal starting ground on all three.</p> <p><strong>Market scale</strong></p> <p><a href="https://www.icao.int/sustainability/Pages/Low-Cost-Carriers.aspx">Low-cost carrier</a> and ultra low-cost carrier airlines have successfully gained strong footholds in Europe, the US, and Southeast Asia. But these markets are orders of magnitude larger than Australia.</p> <p>The US, for example, offers airlines a market of <a href="https://www.statista.com/statistics/183600/population-of-metropolitan-areas-in-the-us/">large cities across a large area</a>. New York’s population is approaching 20 million, Chicago 9.6 million, Houston 7.1 million, and Miami 6.1 million.</p> <p>The population of the European Union is close to 450 million. And if you include the UK, there are over 30 cities in Europe with populations over 1 million. Australian carriers have only a handful of cities on that scale.</p> <p>Australia lacks both the population density of Europe, and the range of secondary airports that European low-cost carriers have leveraged to access nearby markets and to drive down operating costs.</p> <p>After more than a year of operation, Bonza had only achieved an overall market share of <a href="https://www.accc.gov.au/system/files/domestic-airline-competition-report-february2024_0.pdf">about 2%</a>.</p> <p><strong>Airport access</strong></p> <p>Airport access is the next key barrier facing low-cost and ultra low-cost market entrants. The main routes between large Australian cities are all in a corridor along the east coast, and the largest flow into Sydney.</p> <p>Use of Sydney airport is heavily constrained, both by the incumbent operators who <a href="https://australianaviation.com.au/2023/07/sydney-slot-system-a-threat-to-bonza-owner-hints/">hold most of the slots</a>, and by regulations that artificially limit the flow of aircraft at peak times to just 80 movements (take-offs or landings) per hour.</p> <p>In contrast, London Heathrow, another constrained two-runway airport, delivers a capacity of <a href="https://www.caa.co.uk/media/dwfgyk53/estimating-the-congestion-premium-at-heathrow.pdf">88 movements per hour</a>.</p> <p>Completion of the new Western Sydney Airport will provide some relief from this capacity constraint. But it will not alter the fact Sydney Airport operates under an imposed constraint on operations.</p> <p><strong>Geography</strong></p> <p>Geography is the third constraint in Australia. Unlike Europe, the US, or Southeast Asia, most of our major cities are in a line on the east coast. There is no hub to connect our major cities with smaller regional points.</p> <p>Towns that are too distant for convenient rail or road links often have populations that are too small to support viable – let alone frequent – flights to the larger centres.</p> <p>Some regional routes are successfully serviced by small “<a href="https://nbaa.org/business-aviation/business-aircraft/turboprop-aircraft/">turboprop</a>” aircraft. Operating these incurs a higher cost per passenger than the passenger jets connecting the major cities. But it makes no sense to fly larger aircraft on these routes if the planes are half empty.</p> <h2>A big loss for regional Australia</h2> <p>The combination of Australia’s small population, the capacity constraints imposed on Sydney Airport, the presence of strong incumbent airlines, and our linear east coast market make new entry difficult.</p> <p>Virgin Blue occupied the space created by the collapse of Ansett. But Impulse, Tiger, Air Australia, Ozjet, and two versions of Compass were unsuccessful market entrants. Even Air New Zealand – which has the fleet, brand strength, and market access to support entering the market – chooses not to operate domestically in Australia.</p> <p>Understanding why new entrants fail offers little consolation to underserved regional towns in Australia. But given Bonza’s small footprint, capital city travellers looking for more competition on the major east coast routes will hardly notice a change.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/228995/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/ian-douglas-2932">Ian Douglas</a>, Honorary Senior Lecturer, UNSW Aviation., <a href="https://theconversation.com/institutions/unsw-sydney-1414">UNSW Sydney</a> and <a href="https://theconversation.com/profiles/seena-sarram-1469656">Seena Sarram</a>, Lawyer and Casual Academic, UNSW School of Aviation, <a href="https://theconversation.com/institutions/unsw-sydney-1414">UNSW Sydney</a></em></p> <p><em>Image credits: Bonza - PR Image</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/what-just-happened-to-bonza-why-new-budget-airlines-always-struggle-in-australia-228995">original article</a>.</em></p> </div>

Travel Trouble

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Battling to make ends meet? Financial planning expert offers 5 tips on how to build your budget

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/bomikazi-zeka-680577">Bomikazi Zeka</a>, <a href="https://theconversation.com/institutions/university-of-canberra-865">University of Canberra</a></em></p> <p>Every day seems to bring new headlines about rising costs. <a href="https://www.news24.com/news24/africa/news/nigerias-big-unions-call-indefinite-strike-over-fuel-prices-and-the-cost-of-living-20230926">In Nigeria</a>, unions are threatening to strike amid soaring fuel prices; the country’s inflation rate <a href="https://www.cbn.gov.ng/rates/inflrates.asp">hit 25%</a> in August. The amount it costs to fill a food basket in South Africa <a href="https://pmbejd.org.za/wp-content/uploads/2023/09/PMBEJD_Key-Data_September-2023_27092023.pdf">keeps climbing</a>. Ghanaians <a href="https://www.reuters.com/world/africa/multi-day-protests-over-economic-crisis-grip-ghanas-capital-2023-09-23/">took to the streets</a> of Accra in late September to protest about the cost of living.</p> <p>A <a href="https://www2.deloitte.com/us/en/insights/industry/retail-distribution/consumer-behavior-trends-state-of-the-consumer-tracker.html">recent study by the audit and consulting firm Deloitte</a> found that 75% of South Africans were concerned that the prices for everyday purchases would continue to increase, while 80% of consumers across all income groups expected the prices of groceries, household utilities and fuel to rise.</p> <p>This stark reality means budgeting may be more necessary than ever.</p> <p>If you don’t know how to create a budget, then you shouldn’t feel bad – most adults aren’t taught how to create one. And most people don’t budget, because they see it as restrictive or unsustainable. But it need not be: once you appreciate that a budget can work for you, it can be a financially empowering exercise. It’s a cornerstone of financial planning because it ensures you are living within your means and helps you remain in financial control.</p> <p>As a financial planning academic, I focus in <a href="https://researchprofiles.canberra.edu.au/en/persons/bomikazi-zeka/publications/">my research</a> on improving financial wellbeing and promoting savings behaviours through interventions such as budgeting. Here are five guidelines for creating a budget.</p> <h2>1. Apps vs spreadsheet</h2> <p>A good place to start is to choose the format of how you’re going to budget. There are several <a href="https://www.sanlamreality.co.za/wealth-sense/setting-up-a-family-budget-that-works/">online templates</a> and apps you can use for budgeting. For instance, <a href="https://www.22seven.com/">22Seven</a> has gained popularity in South Africa due to its compatibility with several financial institutions, including the country’s big five banks. Similarly, <a href="https://www.the-star.co.ke/business/kenya/2021-01-25-budgeting-using-mint-app/">Mint</a> is a popular budgeting tool that is used in Kenya and Nigeria.</p> <p>If you prefer to put pen to paper, some online templates come with <a href="https://www.wonga.co.za/blog/free-budget-template">free printable budgets</a>. Creating your own <a href="https://create.microsoft.com/en-us/learn/articles/how-to-make-excel-budget">Excel spreadsheet</a> is an equally good approach.</p> <p>What matters most is using a tool that you can commit to.</p> <h2>2. Itemising your income and expenses</h2> <p>A budget essentially shows how much you’re spending in relation to how much you’re earning. So once you have selected your budgeting tool, you need to fill in your income and itemise how much you’re spending on each expense in a month. A budget can be considered a cashflow statement because it allows you to track money coming in (income) and money going out (expenses).</p> <p>If you are living within your means, your budget should indicate a surplus – more cash inflows than cash outflows. So budgeting provides an accurate account of your short-term financial position.</p> <h2>3. A realistic account of expenses</h2> <p>When you look at your financial statements, fill your expenses into your budget honestly and accurately. Don’t cheat! Since everyone’s financial situation is different, your budget will also be unique.</p> <p>Even though there is no one-size-fits-all approach to budgeting, it should still consider all of your expenses (both regular and intermittent). A general rule of thumb is that if it’s deducted from your account then you should treat it as an expense. This includes payments for housing, medical insurance, fuel, dining out, credit card repayments and even bank fees.</p> <h2>4. Save first, spend later</h2> <p>Now you’ve seen how much you’re spending. Either it’s too much – and you can plan where to cut back – or you have savings at the end of the month.</p> <p>When compiling your budget it’s important to demarcate how much will be in the form of savings. What’s more important is getting into the habit of saving before you spend instead of saving after spending. If you spend first then you’ve deprived yourself of the opportunity to save for a rainy day.</p> <p>Furthermore, <a href="https://eprints.hud.ac.uk/id/eprint/10231/1/Microsoft_Word_-_submitted_version_3rd_June_201.pdf">research</a> has shown that getting into the habit of saving has a transgenerational effect: it can be considered a cultural value that is passed on from one generation to another. So think of saving as paying yourself first. Once you have done so, you won’t feel guilty for treating yourself because you’ve already done the financially responsible thing by putting your savings aside.</p> <h2>5. Considering assets and liabilities</h2> <p>Once you’ve become comfortable with consistently budgeting, you can take it up a notch by including your assets (everything you own with an economic value) and liabilities (everything you owe) to determine your overall financial position.</p> <p>You can get a clearer picture of your overall financial wellbeing by compiling a list of all your assets, for example your savings and <a href="https://www.investopedia.com/terms/h/home_equity.asp">home equity</a>, in relation to liabilities (such as bank loans). Knowing your long-term financial position can indicate how financially resilient or vulnerable you are. In the event of a financial emergency, you will know which resources you can draw upon to meet an unexpected expense.</p> <p>By creating a budget (and sticking to it), you can protect yourself and your household from financial shocks. Consider the alternative. Imagine you haven’t budgeted and set savings aside. If a financial emergency were to arise, your next best bet would be to borrow the funds you need. You’d have to come up with a plan to repay what you’d borrowed while also building your savings.</p> <h2>A healthy habit</h2> <p>Getting into the habit of budgeting isn’t easy, especially if you haven’t done it before or you’re intimidated by the process. But, as the expression goes, “a journey of a thousand miles begins with a single step”. Think of budgeting as taking a small but important step towards reclaiming control over your finances and improving your financial well-being.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/214861/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/bomikazi-zeka-680577">Bomikazi Zeka</a>, Assistant Professor in Finance and Financial Planning, <a href="https://theconversation.com/institutions/university-of-canberra-865">University of Canberra</a></em></p> <p><em>Image credits: Getty Images </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/battling-to-make-ends-meet-financial-planning-expert-offers-5-tips-on-how-to-build-your-budget-214861">original article</a>.</em></p> </div>

Money & Banking

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Beyond the spin, beyond the handouts, here’s how to get a handle on what’s really happening on budget night

<div class="theconversation-article-body"><a href="https://theconversation.com/profiles/peter-martin-682709">Peter Martin</a>, <em><a href="https://theconversation.com/institutions/crawford-school-of-public-policy-australian-national-university-3292">Crawford School of Public Policy, Australian National University</a></em></p> <p>Three weeks from now, some of us will be presented with a <a href="https://budget.gov.au/">mountain</a> of budget papers, and just about all of us will get to hear about them on radio, TV or news websites on budget night.</p> <p>The quickest way to find out what the budget is really doing will be to listen to the treasurer’s speech, or to peruse online the aptly-named “<a href="https://treasury.infoservices.com.au/page/budget2023">glossy</a>” – a document that last year was titled “<a href="https://archive.budget.gov.au/2023-24/overview/download/budget_overview.pdf">Stronger foundations for a better future</a>”.</p> <figure class="align-right zoomable"><a href="https://images.theconversation.com/files/589444/original/file-20240422-23-vkinrm.png?ixlib=rb-4.1.0&q=45&auto=format&w=1000&fit=clip"><img src="https://images.theconversation.com/files/589444/original/file-20240422-23-vkinrm.png?ixlib=rb-4.1.0&q=45&auto=format&w=237&fit=clip" sizes="(min-width: 1466px) 754px, (max-width: 599px) 100vw, (min-width: 600px) 600px, 237px" srcset="https://images.theconversation.com/files/589444/original/file-20240422-23-vkinrm.png?ixlib=rb-4.1.0&q=45&auto=format&w=600&h=848&fit=crop&dpr=1 600w, https://images.theconversation.com/files/589444/original/file-20240422-23-vkinrm.png?ixlib=rb-4.1.0&q=30&auto=format&w=600&h=848&fit=crop&dpr=2 1200w, https://images.theconversation.com/files/589444/original/file-20240422-23-vkinrm.png?ixlib=rb-4.1.0&q=15&auto=format&w=600&h=848&fit=crop&dpr=3 1800w, https://images.theconversation.com/files/589444/original/file-20240422-23-vkinrm.png?ixlib=rb-4.1.0&q=45&auto=format&w=754&h=1066&fit=crop&dpr=1 754w, https://images.theconversation.com/files/589444/original/file-20240422-23-vkinrm.png?ixlib=rb-4.1.0&q=30&auto=format&w=754&h=1066&fit=crop&dpr=2 1508w, https://images.theconversation.com/files/589444/original/file-20240422-23-vkinrm.png?ixlib=rb-4.1.0&q=15&auto=format&w=754&h=1066&fit=crop&dpr=3 2262w" alt="Cover of 2023 budget glossy" /></a><figcaption><span class="caption">Glossies are used to make each budget attractive.</span> <span class="attribution"><a class="source" href="https://archive.budget.gov.au/2023-24/overview/download/budget_overview.pdf">Commonwealth Treasury</a></span></figcaption></figure> <p>But they will tell you exactly what the government wants you to hear, exactly as it wants you to hear it.</p> <p>If you are looking instead for the truth – what the government is actually trying to achieve and what it is holding itself and its officials to, I would suggest something else, tucked away on about page <a href="https://cdn.theconversation.com/static_files/files/3225/8787.pdf">87</a> of the main budget document.</p> <p>It is required by the <a href="https://www.legislation.gov.au/C2004A05333/latest/text">Charter of Budget Honesty Act</a> introduced in 1998 by Peter Costello, the treasurer under Prime Minister John Howard.</p> <p>On taking office in 1996, Costello set up a <a href="https://webarchive.nla.gov.au/awa/20101119021633/http://www.finance.gov.au/archive/archive-of-publications/ncoa/execsum.htm">National Commission of Audit</a> to examine the finances he had inherited from the Hawke and Keating governments, presumably with an eye to discovering they had been mismanaged.</p> <p>But the members of the commission weren’t much interested in that. Instead, they decided to deal with something more fundamental.</p> <h2>Budget as you wish, but explain your strategy</h2> <p>Governments were perfectly entitled to manage money in whatever way they wanted, and they were perfectly entitled to spend more money than they raised (which they usually do, it’s called a <a href="https://www.investopedia.com/terms/d/deficit.asp">budget deficit</a>).</p> <p>What the commission wanted was for governments to make clear what they were doing, and to spell out the strategy behind it.</p> <p>Only part of it was about being upfront with the public. The commission also wanted governments to be upfront with themselves – to actually develop frameworks for what they were doing, rather than doing whatever they felt like.</p> <p>The commission recommended a <a href="https://webarchive.nla.gov.au/awa/20101119021633/http://www.finance.gov.au/archive/archive-of-publications/ncoa/execsum.htm">Charter of Budget Honesty</a>, which among other things requires officials to prepare independent assessments of the finances before each election, requires budget updates six months after each budget, and requires <a href="https://www.aph.gov.au/About_Parliament/Parliamentary_Departments/Parliamentary_Library/pubs/BriefingBook45p/TaxExpenditures">tax expenditures</a> (tax breaks) to be accounted for like other expenditures.</p> <p>And it requires the publication and regular updating of a <a href="https://cdn.theconversation.com/static_files/files/3227/CBH_Fiscal_strategy.pdf">fiscal strategy statement</a>.</p> <h2>Where treasurers hold themselves accountable</h2> <p>The <a href="https://cdn.theconversation.com/static_files/files/3225/8787.pdf">fiscal strategy</a> can be thought of as an exam question set by the student who is being examined – something along the lines of “this is what you say you want your budget to achieve, please set out the means by which you plan to achieve it”.</p> <p>It turns out to have been exceptionally effective in getting governments to organise their thoughts, make budgets at least try to achieve something, and let the rest of us know what they are trying to achieve.</p> <p>Every few years, treasurers change the strategy, as is their right. Treasurer Jim Chalmers says he’ll change it again this budget, to de-emphasise the fight against inflation and to more greatly emphasise the need to <a href="https://ministers.treasury.gov.au/ministers/jim-chalmers-2022/transcripts/press-conference-washington-dc-0">support economic growth</a>.</p> <p>His statement will tell us what’s behind his actions in a way the glossy words in his brochure and speech might not.</p> <h2>The strategy that has signposted 26 years</h2> <p>Previous statements have signposted all the important turns in what the budget is trying to do.</p> <p>The first, in <a href="https://images.theconversation.com/files/589686/original/file-20240423-16-rncqg3.PNG">1998</a>, committed Costello and Howard to achieving a budget surplus on average over the economic cycle and whenever “growth prospects remain sound”.</p> <p>Making that commitment more difficult was another “not to introduce new taxes or raise existing taxes over the term of this parliament”.</p> <p>Two years later, after the government had won an election promising a new goods and services tax, that commitment was <a href="https://images.theconversation.com/files/589692/original/file-20240423-18-q843xn.PNG">changed</a> to “no increase in the overall tax burden from its 1996-97 level”, a condition met by calling the GST a state tax.</p> <h2>Hockey and Morrison wound back spending</h2> <p>The Labor budgets from 2008 <a href="https://images.theconversation.com/files/589702/original/file-20240423-18-mikx6f.PNG">loosened</a> the tax target to the <em>average</em> share of GDP below the reference year, which they changed to the higher-tax year of 2007-08.</p> <p>The first Coalition budget under Treasurer Joe Hockey in 2014 changed the target from tax to spending, pledging to bring down the ratio of <a href="https://images.theconversation.com/files/589705/original/file-20240423-16-9spkdy.PNG">payments to GDP</a>, and pledging a surplus of 1% of GDP by 2023-24.</p> <p>Any new spending would be more than offset by cuts elsewhere, and if the budget did receive a burst of unexpected revenue it would be “banked” rather than spent.</p> <p>In 2018 Treasurer Scott Morrison reintroduced tax as a target, that he spelled out precisely. Tax was not to increase beyond <a href="https://images.theconversation.com/files/589706/original/file-20240423-16-b7gj5d.PNG">23.9%</a> of GDP.</p> <h2>During COVID, Frydenberg spent big</h2> <p>In 2020, in the face of a COVID-induced recession and soaring unemployment, Finance Minister Mathias Cormann and Treasurer Josh Frydenberg pushed the old strategy to one side.</p> <p>They would spend big now to keep the economy afloat so they wouldn’t have to spend more bailing it out later, and they wouldn’t return to their old concern about the deficit until the unemployment rate was “<a href="https://cdn.theconversation.com/static_files/files/3228/fs2020.pdf">comfortably below 6%</a>”.</p> <p>So well did they succeed that in 2021 Frydenberg made the momentous decision to keep going, abandoning the promise to return to worrying about the deficit when unemployment fell below 6%.</p> <p>Instead he promised to keep spending big until unemployment was “<a href="https://images.theconversation.com/files/589709/original/file-20240423-16-9pmpaf.PNG">back to pre-crisis levels or lower</a>”.</p> <p>The decision propelled unemployment down to a 50-year low of <a href="https://www.datawrapper.de/_/wPfXO/">3.5%</a>.</p> <p>Along with high iron ore prices, that one change of strategy has probably helped deliver Chalmers two consecutive budget surpluses – the one he announced last year for 2022-23, and the one he is set to announce this year for 2023-24. More of us have been in jobs <a href="https://www.finance.gov.au/publications/commonwealth-monthly-financial-statements/2024/mfs-january">paying tax</a>, and fewer have been out of jobs <a href="https://theconversation.com/half-a-million-more-australians-on-welfare-not-unless-you-double-count-227342">on benefits</a>.</p> <p>It’s a powerful demonstration of the real-world difference budget decisions can make, and the way in which the <a href="https://cdn.theconversation.com/static_files/files/3225/8787.pdf">fiscal strategy</a> tells the story.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/228387/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/peter-martin-682709">Peter Martin</a>, Visiting Fellow, <a href="https://theconversation.com/institutions/crawford-school-of-public-policy-australian-national-university-3292">Crawford School of Public Policy, Australian National University</a></em></p> <p><em>Image credits: Getty Images</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/beyond-the-spin-beyond-the-handouts-heres-how-to-get-a-handle-on-whats-really-happening-on-budget-night-228387">original article</a>.</em></p> </div>

Money & Banking

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What to expect from the federal budget

<p>There's just three weeks left until Treasurer Jim Chalmers unveils the federal budget.</p> <p>With the cost of living crisis still a major issue across the country, we can expect to see some policies aimed at alleviating the pressure. </p> <p>Some policies, have already been announced and here are a few others that we can expect to hear from Chalmers on May 14. </p> <p>Stage 3 cuts announced in January, will form a key part of this year's budget, which will direct more benefit towards low- and middle-income earners – although Australians on high salaries will still receive a tax cut.</p> <p>The decision was made to alleviate the cost-of-living pressures and partly address the bracket creep. The cuts lower the threshold for the lowest two brackets (so they pay less tax on that income), and raise the threshold for the highest two brackets (so they need to earn more to be taxed at a higher rate). </p> <p>This means that someone with average income of around $73,000 will get $1504, but how much you actually receive will depend on your income. </p> <p>The new version of the stage 3 cuts will come into effect on July 1.</p> <p>Superannuation will be paid on government-funded parental leave, with the change due to kick in for parents with babies born after July 1, 2025.</p> <p>They will receive a 12 per cent superannuation on top of their government-funded parental leave, with around 180,000 families expected to benefit from it. </p> <p>The figures will be included in the May 14 budget. </p> <p>Although nothing has been officially announced,  there will likely be HECS-HELP debt relief for current and former students. </p> <p>"I think there's a range of areas where we need to do much better with the younger generation, and HECS is one of them," Prime Minister Anthony Albanese said on radio on April 18.</p> <p>"We've received a review of that... and what that has said is that the system can be made simpler and be made fairer.</p> <p>"We're examining the recommendations and we'll be making announcements pretty soon on that. We, of course, have a budget coming up."</p> <p>There have also been some hints from the government that energy bill relief will continue in this year's budget. </p> <p>"Our government understands that for small business – as for Australian families – energy bills remain a source of financial pressure," Albanese said, citing the existing policy that gives eligible families up to $500 off their power bills and eligible small businesses up to $650.</p> <p>"Our government understands that for small business – as for Australian families – energy bills remain a source of financial pressure," he said.</p> <p>"That's why the energy bill relief package I negotiated with the states and territories delivered up to $650 in savings for around 1 million small businesses, along with 5 million families.</p> <p>"And as we put together next month's budget, small businesses and families will again be front and centre in our thinking."</p> <p>Energy bills are also set to go down, or remain stable for the most part from July 1. </p> <p><em>Image: Getty</em></p>

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Elephant tourism often involves cruelty – here are steps toward more humane, animal-friendly excursions

<div class="theconversation-article-body"><em><a href="https://theconversation.com/profiles/michelle-szydlowski-1495781">Michelle Szydlowski</a>, <a href="https://theconversation.com/institutions/miami-university-1934">Miami University</a></em></p> <p>Suju Kali is a 50-year-old elephant in Nepal who has been carrying tourists for over 30 years. Like many elephants I encounter through my <a href="https://doi.org/10.1080/10888705.2022.2028628">research</a>, Suju Kali exhibits anxiety and can be aggressive toward strangers. She suffers from emotional trauma as a result of prolonged, commercial human contact.</p> <p>Like Suju Kali, many animals are trapped within the tourism industry. Some venues have no oversight and little concern for animal or tourist safety. Between 120,000 and 340,000 animals are used globally in a variety of wildlife tourism attractions, including <a href="https://doi.org/10.1371/journal.pone.0138939">endangered species</a> like elephants. Over a quarter of the world’s <a href="https://www.iucnredlist.org/species/7140/45818198">endangered elephants</a> reside in captivity with little oversight.</p> <p>Wildlife tourism – which involves viewing wildlife such as primates or birds in conservation areas, feeding or touching captive or “rehabilitated” wildlife in facilities, and bathing or riding animals like elephants – is <a href="https://doi.org/10.1080/14724049.2022.2156523">tricky business</a>. I know this because I am <a href="https://scholar.google.com/citations?user=YbweA2MAAAAJ&amp;hl=en">a researcher studying human relationships with elephants</a> in both tourism and conservation settings within Southeast Asia.</p> <p>These types of experiences have long been an <a href="https://kathmandupost.com/money/2021/06/17/tourism-is-nepal-s-fourth-largest-industry-by-employment-study">extremely popular and profitable</a> part of the <a href="https://journals.plos.org/plosbiology/article?id=10.1371/journal.pbio.1002074">tourism market</a>. But now, many travel-related organizations are urging people not to participate in, or <a href="https://www.usatoday.com/story/travel/destinations/2018/04/27/animal-welfare-travelers-how-enjoy-wildlife-without-harming/544938002/">calling for an outright ban on, interactive wildlife experiences</a>.</p> <p>Tourism vendors have started marketing more “ethical options” for consumers. Some are attempting to truly improve the health and welfare of wildlife, and some are transitioning captive wildlife into touch-free, non-riding or lower-stress environments. In other places, organizations are attempting to <a href="https://www.fao.org/documents/card/es/c/b2c5dad0-b9b9-5a3d-a720-20bf3b9f0dc2/">implement standards of care</a> or create manuals that outline good practices for animal husbandry.</p> <p>This marketing, academics argue, is often simply “<a href="https://doi.org/10.1016/j.gecco.2017.11.007">greenwashing</a>,” <a href="http://dx.doi.org/10.1080/13683500.2023.2280704">applying marketing labels to make consumers feel better</a> about their choices without making any real changes. Worse, research shows that some programs marketing themselves as ethical tourism may instead be widening economic gaps and harming both humans and other species that they are meant to protect.</p> <h2>No quick fix</h2> <p>For example, rather than tourist dollars trickling down to local struggling families as intended by local governments, many tourism venues are owned by nonresidents, <a href="http://dx.doi.org/10.3126/japfcsc.v2i1.26746">meaning the profits do not stay in the area</a>. Likewise, only a small number of residents can afford to own tourism venues, and venues do not provide employment for locals from lower income groups.</p> <p>This economic gap is especially obvious in Nepalese elephant stables: Venue owners continue to make money off elephants, while elephant caregivers continue to work 17 hours a day for about US$21 a month; tourists are led to believe they are “<a href="https://www.cabidigitallibrary.org/doi/book/10.1079/9781800624498.0000">promoting sustainability</a>.”</p> <p>Yet, there are no easy answers, especially for elephants working in tourism. Moving them to sanctuaries is difficult because with no governmental or global welfare oversight, elephants may end up in worse conditions.</p> <p>Many kindhearted souls who want to “help” elephants know little about their biology and mental health needs, or what it takes to keep them healthy. Also, feeding large animals like Suju Kali is pricey, <a href="https://doi.org/10.3390/ani14010171">costing around $19,000 yearly</a>. So without profits from riding or other income, owners – or would-be rescuers – can’t maintain elephants. Releasing captive elephants to the jungle is not a choice – many have never learned to live in the wild, so they cannot survive on their own.</p> <h2>Hurting local people</h2> <p>Part of the problem lies with governments, as many have marketed tourism as a way to fund conservation projects. For example in Nepal, a percentage of ticket sales from elephant rides are given to community groups to use for forest preservation and support for local families.</p> <p>Increasing demand for <a href="https://www.routledge.com/Tourism-and-Animal-Ethics/Fennell/p/book/9781032431826">wildlife-based tourism</a> may increase traffic in the area and thus put pressure on local governments to further limit local people’s access to forest resources.</p> <p>This may also lead to <a href="https://www.worldanimalprotection.org/latest/news/un-world-tourism-organisation-urged-create-better-future-animals/">increased demands on local communities</a>, as was the case in Nepal. In the 1970s, the Nepalese government removed local people from their lands in what is now Chitwan National Park as part of increasing “conservation efforts” and changed the protected area’s boundaries. Indigenous “Tharu,” or people of the forest, were forced to abandon their villages and land. While some were offered access to “buffer zones” in the 1990s, many remain poor and landless today.</p> <p>In addition, more and more desirable land surrounding conservation areas in Nepal is being developed for tourist-based businesses such as hotels, restaurants and shops, <a href="http://dx.doi.org/10.3126/japfcsc.v2i1.26746">pushing local poor people farther away</a> from central village areas and the associated tourism income.</p> <p>Some activists would like humans to simply release all wildlife back into the wild, but <a href="https://www.cabidigitallibrary.org/doi/book/10.1079/9781800624498.0000">there are multiple issues</a> with that. Elephant habitats throughout Southeast Asia have been transformed into croplands, cities or train tracks for human use. Other problems arise from the fact that tourism elephants have <a href="https://doi.org/10.4324/9781315457413">never learned</a> how to be elephants in their natural elements, as they were <a href="https://www.pugetsound.edu/sites/default/files/file/8342_Journal%20of%20Tourism%20%282009%29_0.pdf">separated from their herds</a> at an early age.</p> <p>So tourism may be vital to providing food, care and shelter to captive elephants for the rest of their lives and providing jobs for those who really need them. Because elephants can live beyond 60 years, this can be a large commitment.</p> <h2>How to be an ethical tourist</h2> <p>To protect elephants, tourists should check out reviews and photos from any venue they want to visit, and look for clues that animal welfare might be impacted, such as tourists allowed to feed, hold or ride captive wildlife animals. Look for healthy animals, which means doing research on what “healthy” animals of that species should look like.</p> <p>If a venue lists no-touch demonstrations – “unnatural” behaviors that don’t mimic what an elephant might do of their own accord, such as sitting on a ball or riding a bike, or other performances – remember that the behind-the-scenes training used to achieve these behaviors can be <a href="https://doi.org/10.21832/9781845415051-014">violent, traumatic or coercive</a>.</p> <p>Another way to help people and elephant is to to use small, local companies to book your adventures in your area of interest, rather than paying large, international tourism agencies. Look for locally owned hotels, and wait to book excursions until you arrive so you can use local service providers. Book homestay programs and attend cultural events led by community members; talk to tourists and locals you meet in the target town to get their opinions, and use local guides who provide wildlife viewing opportunities <a href="https://nepaldynamicecotours.com/">while maintaining distance from animals</a>.</p> <p>Or tourists can ask to visit <a href="https://www.americanhumane.org/press-release/global-humane-launches-humane-tourism-certification-program/">venues that are certified</a> by international humane animal organizations and that <a href="https://www.su4e.org/">do not allow contact</a> with wildlife. Or they can opt for guided hikes, canoe or kayak experiences, and other environmentally friendly options.</p> <p>While these suggestions will not guarantee that your excursion is animal-friendly, they will help decrease your impact on wildlife, support local families and encourage venues to stop using elephants as entertainment. Those are good first steps.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/219792/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/michelle-szydlowski-1495781">Michelle Szydlowski</a>, Visiting Assistant Professor, Department of Biology, Project Dragonfly, <a href="https://theconversation.com/institutions/miami-university-1934">Miami University</a></em></p> <p><em>Image credits: Getty Images </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/elephant-tourism-often-involves-cruelty-here-are-steps-toward-more-humane-animal-friendly-excursions-219792">original article</a>.</em></p> </div>

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Selfies and social media: how tourists indulge their influencer fantasies

<p><em><a href="https://theconversation.com/profiles/brendan-canavan-228682">Brendan Canavan</a>, <a href="https://theconversation.com/institutions/university-of-nottingham-1192">University of Nottingham</a></em></p> <p>A town in the US state of Vermont <a href="https://www.nbcnews.com/news/vermont-town-banning-influencers-tourists-visiting-fall-foliage-rcna117413">closed its roads to tourists</a> in September 2023 after a social media tag sparked a swarm of visitors that overwhelmed the rural destination.</p> <p>Videos on TikTok were seen by thousands and the hashtag #sleepyhollowfarm went viral, prompting a tourist rush to the pretty New England town of Pomfret, where visitors tried to take photos of themselves against the countryside backdrop. The town, famous for its fall foliage, criticised this as problematic and “influencer tourism”, part of <a href="https://www.sciencedirect.com/science/article/pii/S0160738320300426">a travel trend</a> where a social media phenomenon can spark an overwhelming and unexpected rise in visitor numbers.</p> <p><a href="https://journals.sagepub.com/doi/pdf/10.1177/0002764292036002005?casa_token=gQo4-8jeYdIAAAAA:Oq3Nf5gTtAFK7N00D1NgPO7_zl9ONlOEnzFZnojX6fX1nKXQWJZ4ERn52MlV3abn4fDN4_C4hJjq">Traditionally</a>, we think of tourists as travelling to gain new experiences. They look at sites, take photographs and collect souvenirs. However, this relationship between the tourist and touring is changing.</p> <p>Driven by <a href="https://www.dw.com/en/how-instagram-changed-the-tourism-industry/a-65348690">24-hour access to social media</a>, some tourists now travel primarily to have an experience that <a href="https://www.americanexpress.com/en-us/travel/discover/get-inspired/Global-Travel-Trends">looks good online</a>. Around 75% of people in a recent American Express survey said they had been inspired to visit somewhere by social media. Some tourists may be prompted to choose a destination by seeing a <a href="https://www.elle.com/culture/travel-food/a27561982/best-instagram-spots/">backdrop that is popular on social media or on television</a>, in order to create a high-status photo.</p> <p>The expansion of social media and ubiquity of smartphone cameras has had a <a href="https://www.mdpi.com/2071-1050/13/13/7312">major impact on tourists’ behaviour</a>. This has also led to what’s been called a <a href="https://www.traveldailynews.com/column/articles/who-are-the-selfie-gaze-tourists/">selfie “tourist gaze”</a>, creating photos where the traveller is at the forefront of images rather than the destination.</p> <p>Indeed, according to my research, increasingly, some tourists go somewhere <a href="https://www.sciencedirect.com/science/article/pii/S0160738320300426">to be spotted</a> – to be observed by others both online and in person at these destinations.</p> <h2>Looking for drama</h2> <p>Studies have highlighted how tourists <a href="https://www.sciencedirect.com/science/article/pii/S0261517715300388?casa_token=W51WkDKJSK8AAAAA:DG99dEWkyYKWIe6hNcLXR4KRApXV24QksHIzrRNcjVY3FngukDgIv9HLHG4o3NV4rqNJtdet">head for</a> particularly dramatic or luxurious destinations because of their social media links. Dubai, for example, with its bling culture and high-end shopping, has become a <a href="https://www.theguardian.com/world/2021/apr/17/in-this-world-social-media-is-everything-how-dubai-became-the-planets-influencer-capital">playground for influencers</a> looking for a luxury backdrop to add to their celebrity-style image.</p> <p>Some tourists aim to photograph themselves in prestigious locations, rather than taking shots of their <a href="https://journals.sagepub.com/doi/pdf/10.1177/13567667221113079?casa_token=xbdUjWECQvMAAAAA:mc4rqleOqgjazW9DAYduW7LaPTu4KEw1DIfbPbWF0vl0efwNPC_GQ0U-HjltguwsIsCoO4ycXgyW7Q">travel surroundings</a>. Others choose to <a href="https://www.sciencedirect.com/science/article/pii/S0160738320300426">act like mini-celebrities</a> and perform for the camera, expecting and wanting to be looked at by those they encounter – or even narrating their participation in extreme events.</p> <p>One of these is the <a href="https://www.theadventurists.com/rickshaw-run/">Rickshaw Run</a>, a 2,000km race across India. This adventure tourism event encourages participants to dress up, act eccentrically and get noticed. Driving tuk-tuks around India, from Kerala to Darjeeling, vehicles are personalised with eye-catching designs. Many participants film themselves and <a href="https://www.youtube.com/watch?v=2p3wd0ii2oQ">upload the results</a> to social media, and the events tend to create a significant following. For instance, this YouTube video series created by Rickshaw Run participants drew 3.6m subscribers:</p> <figure><iframe src="https://www.youtube.com/embed/2p3wd0ii2oQ?wmode=transparent&amp;start=0" width="440" height="260" frameborder="0" allowfullscreen="allowfullscreen"></iframe><figcaption><span class="caption">Taking part in the Rickshaw Run.</span></figcaption></figure> <p>However, some of these tourist “performances” can cause controversy. For instance, <a href="https://www.nzherald.co.nz/travel/mexico-tourist-beaten-with-stick-for-climbing-chichen-itza-pyramid/EL5KGLB4CNC5ZONNZCKAMX3LLE/">climbing over</a> fragile archaeological sites in search of social media content might damage them. <a href="https://www.unilad.com/news/russian-tourist-deported-nude-photo-bali-064402-20230330">Posing for laughs</a> in areas considered sacred can offend. The reducing of cultures to <a href="https://www.thetimes.co.uk/article/selfie-tourists-get-up-easter-islanders-noses-sgfxdtkj7">backdrops for social media content</a> can suggest a lack of interest in or respect for hosts by tourists.</p> <p>My research points to a growth in <a href="https://www.tandfonline.com/doi/pdf/10.1080/09669582.2016.1263309">narcissism in society</a>, and connects this with what tourists desire from travel and how they act when travelling. This may be reflected in increased sense of entitlement and exhibitionism by tourists who aim to take photos in more difficult to reach locations or off-limit areas, for instance.</p> <p>Selfie culture arguably promotes <a href="https://www.tandfonline.com/doi/pdf/10.1080/09528822.2015.1082339?casa_token=tbsXw1drBAEAAAAA:qfSfJBbHWi3x8MSVeoyHBIceP7W_8C55rVctylf-2zRBzx-aG_EeFwvTmHHsOdjQpMd8LVaUrjSo">self-involvement rather than social responsibility</a>. It is well established that tourists <a href="https://www.tandfonline.com/doi/pdf/10.1080/1368350050408668198?casa_token=K4p5aZCN8t4AAAAA:96p7f3qNu2WndpE-C-D0rs5mJaOlnJ5F6P4iXQlWQopseMGWuJ_5TiaFmRggxFsEjrMCoAr14Kn4">can be selfish</a>, putting their own comfort and entertainment ahead of concerns about local issues. This is especially true of the super-rich. Private jet users <a href="https://www.transportenvironment.org/discover/private-jets-can-the-super-rich-supercharge-zero-emission-aviation/">are responsible for</a> half of global aviation emissions.</p> <p>However, the desire to promote the individual and their values could be <a href="https://www.tandfonline.com/doi/pdf/10.1080/09669582.2016.1263309">harnessed to promote</a> more sustainable tourism. Those volunteering abroad might be motivated by the image enhancement opportunities of doing good, but they often offer something back to the social and natural environments of <a href="https://www.tandfonline.com/doi/pdf/10.1080/09669580903395030?casa_token=NvJorz8d1F4AAAAA:AXXTdW7ePimqFkWNg1W5w8umGCBwXIjus0WICRIoNZH_gsdr1hHomvMAQV21PYA2HkLwBGsO_Qus8g">their host destinations</a> in the process.</p> <p>There are signs that there’s another tourism trend, with travellers looking for deep and meaningful experiences, and ecotourism could help provide those. The act of travelling in a <a href="https://www.tandfonline.com/doi/abs/10.1080/09669582.2020.1825458">more environmentally friendly way</a> could also be seen as a way to show off, and still provide selfie material.</p> <p>The environmental pros and cons of tourist self-obsession might be <a href="https://www.tandfonline.com/doi/pdf/10.1080/09669582.2016.1263309">debatable</a>. However, self-fixation is arguably not good for tourists themselves. For example, the desire to “perform” on camera could affect people’s mental health, according to one <a href="https://www.tandfonline.com/doi/pdf/10.1080/10253866.2018.1467318?casa_token=wI7sETKEKJAAAAAA:ebds6fykbyHAGSXIk9iv6-tyziFSIvganp32S65hiX8KeWlaQDwhPxF_2tWEgkNqssqd-SCE-w_3Eg">study</a>.</p> <p>Research has shown that <a href="https://www.tandfonline.com/doi/full/10.1080/14616688.2012.762691?casa_token=Jb9SzAGXBD0AAAAA:L5Q-HhPs9jWtfm0Zq4nB0uFHrZ3W8N7o1Liq0KAIRqC4ivEhKyEexEZN-ACoz1qzm7CMqD96zXOm">unexpected encounters help tourists to gain self-insight</a>. In addition, getting out of your comfort zone can lead to <a href="https://www.sciencedirect.com/science/article/pii/S2213078020300074?casa_token=MkMbkdyr_cMAAAAA:LLu44kUbbsP5e-iW-kDdI7iSEo3WkLgH5IvKqb2txZA504q74J4OAhTuXIx8m90oDMSvuiq4Mg">rewarding personal growth</a>.</p> <h2>A disconnect between self and place</h2> <p>Taking yet more selfies could cut people off from their surroundings. In doing so, they could be <a href="https://www.sciencedirect.com/science/article/pii/S016073831730097X?casa_token=tOaqrhfVQ-wAAAAA:uxb7djQMWjifvjjgPMZzbq2IQqlgoaGHzWoJkkGbQYQqkbZoeuOqLD91zqwBuWs1SfY7dcK4">less present in the travel experience itself</a>. Indeed, the <a href="https://english.elpais.com/usa/2021-10-29/rise-of-selfie-deaths-leads-experts-to-talk-about-a-public-health-problem.html">growing number</a> of <a href="https://edition.cnn.com/2019/11/15/asia/french-man-selfie-death-intl-scli/index.html">selfie-related tourist deaths</a> might attest to a disconnect between self and place. A <a href="https://www.ncbi.nlm.nih.gov/pmc/articles/PMC6131996/#:%7E:text=selfie-related%20deaths.-,From%20October%202011%20to%20November%202017%2C%20there%20have%20been%20259,respectively%2C%20in%202016%20and%202017">2018 report</a> estimated 259 deaths to have occurred while taking selfies between 2011-2017.</p> <p>Other research suggests that individuals who are motivated by the desire to present a particular online image may be <a href="https://www.sciencedirect.com/science/article/pii/S2211973620301458?casa_token=-HkTUB7WC7cAAAAA:455BE0L2jP-CL1nD18__Ey3fj5GsLmYfKL_EB_P7IWa7lDddpJYIW3UIo5fUjg68e7Nvm7PUlTA#s0050">more likely to take risks</a> with their travel selfies, with potentially fatal consequences.</p> <p>Tourists have always been somewhat self-obsessed. The 18th-century <a href="https://www.sciencedirect.com/science/article/pii/0160738385900027">Grand Tour</a>, a leisurely trip around Europe, allowed the wealthy to <a href="https://www.historyhit.com/what-was-the-grand-tour/">indulge themselves</a> in <a href="https://www.salon.com/2002/05/31/sultry/">ways</a> that might not have been socially acceptable back home. And at the beginning of the 21st century, <a href="https://www.sciencedirect.com/science/article/pii/S0160738301000305?casa_token=C5eb2NJQvGsAAAAA:YrdY-xjJwBrUE9RjwyOJ3kRBS4-o7e5Jni5sluTCuZOrgnCULybO8EgJtQqsuSL7B5nZJwiH3Q#BIB37">academics worried about</a> self-involved backpacker communities in southeast Asia having little interest in mixing with local people.</p> <p>What is different about smartphones and social media is that these allow some tourists to present such self-indulgent, and sometimes insensitive, tourism traits immediately. Wifi and mobile data mean that these tourists can travel with one eye on finding the perfect selfie backdrop – filtering and sharing their travel as it happens, responding to likes and comments.</p> <p>For better or worse, living this influencer fantasy may have become an integral part of tourism for some time.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/214681/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><a href="https://theconversation.com/profiles/brendan-canavan-228682"><em>Brendan Canavan</em></a><em>, Senior Lecturer in Marketing, <a href="https://theconversation.com/institutions/university-of-nottingham-1192">University of Nottingham</a></em></p> <p><em>Image credits: Getty Images </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/selfies-and-social-media-how-tourists-indulge-their-influencer-fantasies-214681">original article</a>.</em></p>

Travel Trouble

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Your passport to salon-quality haircare on a budget

<p dir="ltr">There’s nothing quite like the feeling of walking out of the hairdressers to proudly show off your new cut or colour, and your hair is the softest it's ever felt. </p> <p dir="ltr">While this post-salon feeling is second to none, it's hard to recreate at home to avoid spending big bucks at your hairdressers more than you need to. </p> <p dir="ltr">And then begins the seemingly endless journey to find a shampoo and conditioner that works for your unique hair type without breaking the bank. Trawling down the aisles of supermarkets and chemists in search of these elusive products can often raise more questions than answers. </p> <p dir="ltr">What ingredients should you be steering clear of? What brands are better than others? What problem area should you be targeting? Does more expensive actually mean better?</p> <p dir="ltr">And so on and so forth, forever. </p> <p dir="ltr">Until, an unsung hero swoops in to save the day. </p> <p dir="ltr">After absolutely perfecting affordable makeup, Revlon have made their foray into haircare, with Revlon Professional having the answer for everyone’s individual hair care needs while keeping the prices low.   </p> <p dir="ltr">Revlon Professional have a shampoo, conditioner and hair mask to cover everyone, with their systems covering everything from hydration and volume to colour protection, restoration, curly hair maintenance and more. </p> <p dir="ltr">I tried out the Revlon Professional RE/START Hydration system over two weeks while on holiday to really put it to the test.</p> <blockquote class="instagram-media" style="background: #FFF; border: 0; border-radius: 3px; box-shadow: 0 0 1px 0 rgba(0,0,0,0.5),0 1px 10px 0 rgba(0,0,0,0.15); margin: 1px; max-width: 540px; min-width: 326px; padding: 0; width: calc(100% - 2px);" data-instgrm-permalink="https://www.instagram.com/p/C1X1n6AI9FP/?utm_source=ig_embed&amp;utm_campaign=loading" data-instgrm-version="14"> <div style="padding: 16px;"> <div style="display: flex; flex-direction: row; align-items: center;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 40px; margin-right: 14px; width: 40px;"> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 100px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 60px;"> </div> </div> </div> <div style="padding: 19% 0;"> </div> <div style="display: block; height: 50px; margin: 0 auto 12px; width: 50px;"> </div> <div style="padding-top: 8px;"> <div style="color: #3897f0; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: 550; line-height: 18px;">View this post on Instagram</div> </div> <div style="padding: 12.5% 0;"> </div> <div style="display: flex; flex-direction: row; margin-bottom: 14px; align-items: center;"> <div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(0px) translateY(7px);"> </div> <div style="background-color: #f4f4f4; height: 12.5px; transform: rotate(-45deg) translateX(3px) translateY(1px); width: 12.5px; flex-grow: 0; margin-right: 14px; margin-left: 2px;"> </div> <div style="background-color: #f4f4f4; border-radius: 50%; height: 12.5px; width: 12.5px; transform: translateX(9px) translateY(-18px);"> </div> </div> <div style="margin-left: 8px;"> <div style="background-color: #f4f4f4; border-radius: 50%; flex-grow: 0; height: 20px; width: 20px;"> </div> <div style="width: 0; height: 0; border-top: 2px solid transparent; border-left: 6px solid #f4f4f4; border-bottom: 2px solid transparent; transform: translateX(16px) translateY(-4px) rotate(30deg);"> </div> </div> <div style="margin-left: auto;"> <div style="width: 0px; border-top: 8px solid #F4F4F4; border-right: 8px solid transparent; transform: translateY(16px);"> </div> <div style="background-color: #f4f4f4; flex-grow: 0; height: 12px; width: 16px; transform: translateY(-4px);"> </div> <div style="width: 0; height: 0; border-top: 8px solid #F4F4F4; border-left: 8px solid transparent; transform: translateY(-4px) translateX(8px);"> </div> </div> </div> <div style="display: flex; flex-direction: column; flex-grow: 1; justify-content: center; margin-bottom: 24px;"> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; margin-bottom: 6px; width: 224px;"> </div> <div style="background-color: #f4f4f4; border-radius: 4px; flex-grow: 0; height: 14px; width: 144px;"> </div> </div> <p style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; line-height: 17px; margin-bottom: 0; margin-top: 8px; overflow: hidden; padding: 8px 0 7px; text-align: center; text-overflow: ellipsis; white-space: nowrap;"><a style="color: #c9c8cd; font-family: Arial,sans-serif; font-size: 14px; font-style: normal; font-weight: normal; line-height: 17px; text-decoration: none;" href="https://www.instagram.com/p/C1X1n6AI9FP/?utm_source=ig_embed&amp;utm_campaign=loading" target="_blank" rel="noopener">A post shared by Revlon Professional Australia (@revlonprofessionalaustralia)</a></p> </div> </blockquote> <p dir="ltr">While I was testing out the three-step system, I was exposing my hair to chlorine pools, salty ocean water and relentless humidity. On top of this, my poor hair has suffered years of abuse (at my own hands), and has been bleached several times, draining my hair of any natural moisture.</p> <p dir="ltr">I have tried dozens of ultra hydration products to make my hair look marginally better than a hay bale, and have yet to find my holy grail solution. </p> <p dir="ltr">I was expecting the Revlon Professional range to do what every other product does: give me maybe 12 hours of softness before my hair goes back to looking like a tumbleweed.</p> <p dir="ltr">Obviously my years of trying every product on the market has made me jaded, because the  RE/START Hydration system was so much more than I ever expected. </p> <p dir="ltr">Over two weeks of trying out the products, I used the shampoo, conditioner and mask about four times. After the first time of using them, I was completely shocked at how hydrated my hair stayed until it was next time for a wash. </p> <p dir="ltr">Unlike other products on the market, the RE/START Hydration system keeps your hair hydrated for days, all while looking clean, healthy, shiny and untangled, without weighing your hair down. </p> <p dir="ltr">At last, I have finally found my holy grail products and I will sing their praises from the rooftops. </p> <p dir="ltr">Whatever your hair concerns may be, Revlon Professional has the answer for you, all while keeping your wallet in mind. </p> <p dir="ltr">But don’t just take my word for it. The Revlon Professional ranges are available at <a href="https://www.adorebeauty.com.au/b/revlon-professional.html?p=2">Adore Beauty</a>, <a href="https://www.ozhairandbeauty.com/brands/revlon-professional">Oz Hair &amp; Beauty</a> and Revlon’s <a href="https://www.revlonprofessional.com/">official website</a> for you to find your own holy grail products, and have salon fresh hair all year round. </p> <p dir="ltr"><em>Image credits: Getty Images </em></p>

Beauty & Style

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Airline selling international flights for under $400

<p>Looking to jet off to Europe without breaking the bank? Well, now might be your chance! Budget airline Scoot has just unveiled an irresistible March sale, offering one-way flights to various European and other international destinations for less than $400. With more than 60 destinations on offer, travellers from Sydney, Melbourne and Perth are in for a treat.</p> <p>Scoot, known for its affordable fares and quality service, is the low-fare subsidiary of Singapore Airlines. The airline kicked off its one-week sale on Tuesday March 19, much to the delight of eager globetrotters. From Greece to Japan, and from Singapore to Indonesia, there's a plethora of destinations waiting to be explored.</p> <p>Among the highlights of this enticing offer are flights to Singapore starting from a mere $198, Athens from $355, Osaka from $315, and Denpasar from just $189. With such competitive pricing, it's no wonder travellers are scrambling to secure their seats.</p> <p>However, with great deals often come limited availability. While Scoot has not disclosed the exact number of seats up for grabs, travel experts advise acting fast. Graham Turner, from Flight Centre, <a href="https://7news.com.au/news/scoot-launches-march-sale-with-flights-to-europe-from-395-c-14009924" target="_blank" rel="noopener">cautioned 7News</a> that while the deals are fantastic, they're likely to be snapped up quickly. "There won't be a lot," he warned, while stressing the importance of doing thorough research before making a booking.</p> <p>It's essential for travellers to note that the fares advertised are all one-way and do not include additional charges such as taxes, checked baggage, WiFi, in-flight entertainment, food or flight changes. Despite these add-ons, the base fares remain incredibly competitive, making Scoot's March sale an attractive option for those seeking budget-friendly travel options.</p> <p>If you've been dreaming of am international getaway, now is the time to turn those dreams into reality. But don't delay – Scoot's March sale is set to run only until Monday night March 25, giving travellers just a limited window of opportunity to snag these incredible deals.</p> <p>So, whether you're yearning to wander through the historic streets of Athens, indulge in sushi delights in Osaka, or relax on the pristine beaches of Denpasar, Scoot's March sale has something for every traveller's taste and budget. Don't miss out on this chance to explore Europe without breaking the bank!</p> <p><em>Image: Scoot</em></p>

Travel Tips

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Samantha Armytage lists lavish holiday home

<p>Samantha Armytage has listed her stunning holiday home in Hyams Beach for $3.2 million.</p> <p>The<em> Farmer Wants A Wife </em>host previously leased the lavish three-bedroom, two-bathroom property as a holiday rental for $1200 a night.</p> <p>Armytage bought property which sits on 658sqm of land in 2018 for $1.765 million, and she has extensively renovated the property since, which includes adding a new roof and redesigning the interiors. </p> <p>The property boasts plenty of natural light, and is just minutes away from Hyams Beach, which you can see from the balcony of the home. </p> <p>All the rooms feature plenty of natural light, with the master bedroom boasting ocean-views, which makes it perfect for families or couples looking for a holiday home. </p> <p>The home has a cottage aesthetic, with bright white walls and floorboards, that when combined with bamboo tables, woven storage baskets, and neutral-coloured furniture looks like the ideal beach retreat. </p> <p>It also features a large private backyard with an outdoor entertaining area and pergola. </p> <p>Armytage previously sold her $2.8 million Bondi home in 2020, the same year she got married to Richard Lavender. </p> <p>Her and Lavender have relocated to  the Southern Highlands and are currently living on a 40-hectare farm in Berrima, which Richard purchased in 2007 for $ 1.95 million.</p> <p><em>Images: realestate.com.au / Getty</em></p> <p> </p>

Real Estate

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Five tips for developing and managing your budget – even in tough economic times

<p><em><a href="https://theconversation.com/profiles/oluwabunmi-adejumo-1370664">Oluwabunmi Adejumo</a>, <a href="https://theconversation.com/institutions/obafemi-awolowo-university-2843">Obafemi Awolowo University</a></em></p> <p>There’s nothing quite like a new year to prompt us to take stock of our lives, our health, our goals – and our finances. Many people will start a new year by contemplating how best to budget, plan and save. This is always a good set of aims, but it’s especially important in the inflation-prone and unpredictable economies we’re seeing <a href="https://www.statista.com/statistics/268225/countries-with-the-highest-inflation-rate/">all over Africa and the world</a>.</p> <p>Budgeting is especially key. It is the most effective method to <a href="https://www.thebalancemoney.com/how-to-make-a-budget-1289587">monitor income and expenditure</a>. <a href="https://www.uslendingcompany.com/blog/key-differences-in-writing-a-household-budget-vs-a-personal-budget/">Personal budgets</a> can help you to monitor your resources in pursuit of larger financial goals. Budgeting also offers <a href="https://www.acrwebsite.org/volumes/v46/acr_vol46_2411998.pdf">more opportunities</a> to save money, reduce your debts and live a comfortable life. It can even <a href="https://prucomm.ac.uk/assets/uploads/blog/2013/04/Personal-Budgets-review-of-evidence_FINAL-REPORT.pdf">improve your mental health</a>.</p> <p>But where should you start? What questions do you need to answer in creating a budget? Here are some tips that I’ve learned – not just as an economist, but as a research cost analyst and someone who keeps a budget too.</p> <h2>1. Understand the broader economic conditions</h2> <p>It is imperative that individuals keep themselves aware and up-to-date on the realities of their country’s economic landscape. You don’t have to be a professional economist, but keep an eye on new developments like free business registration, small business development funds and printing of new money notes. What is the current exchange rate? What’s the political landscape and what international factors, like the price of crude oil, are at play? You should also watch the inflation rate and have a sense of unemployment trends.</p> <p>This economic awareness will prepare you to draft your own budget and you’ll have a sense of when external factors mean it’s time to revisit your plans.</p> <h2>2. Review your income sources</h2> <p>The ability to earn income is critical to sustaining livelihoods. Having a definite source of income is the bedrock of budgeting.</p> <p>Some important questions you should ask about your income – and how you might budget with it – include:</p> <ul> <li>What is my current income?</li> <li>What do I use my income for?</li> <li>Am I able to save, given my current income?</li> <li>What proportion of my income do I save and what proportion do I spend?</li> <li>Do I have the capacity to earn more than this?</li> <li>How can I improve my income?</li> </ul> <p>Your answers can help you to identify gaps or untapped potential. Those with irregular or unpredictable income should factor in the element of time-gap in their income, for effective budgeting. Time gap is when they are not earning income. And everyone should make allowance in their budgets for uncertainties like health issues, social engagements, inflation, unemployment, recession and price shocks.</p> <h2>3. Appraise your expenses</h2> <p>Expenses can be broadly categorised into “variable” and “fixed”.</p> <p>Fixed expenses recur within a short period: housing, food, transport, medical costs, electricity, utilities, toiletries and clothing. Variable expenses are more long-term and irregular, such as investment in property or interest-yielding assets, and the purchase of machinery.</p> <p>The main essence of revising our expenses is to analyse and possibly improve our spending habits. In reviewing our expenses, we can consider issues such as:</p> <ul> <li>What is the proportion of consumption-savings ratio from my income? This is how much do I spend compared to how much I save.</li> <li>What are my regular expenses?</li> <li>What are my fixed, capital or investment expenses?</li> <li>What are my extraordinary expenses that need modification?</li> <li>Have there been emergency or extraordinary expenses?</li> </ul> <p>A careful response to the issues raised above offers an occasion to re-evaluate the pattern and direction of our expenses. For instance, overspending, unplanned or extraordinary expenses can be identified. This can lead to an optimal, efficient reallocation of available resources.</p> <h2>4. Stabilise your finances through savings</h2> <p>Savings have been <a href="https://klinglercpa.com/bedrock-principles-for-saving-money/">described</a> as a financial stabiliser, given their potential to cater for urgent needs and create opportunities for investments.</p> <p>Of course, savings have more value when they grow faster than the rate of inflation. Inflation erodes the value of savings. For instance, an amount of 300,000 naira (US$676) saved to purchase an autorickshaw today may be impossible in two months’ time with an inflation rate of 10% when the tricycle price rises to 330,000 naira (US$744). The reverse is the case when there is deflation.</p> <p>Therefore, it is advisable to improve the value of savings through investments in interest-yielding assets such as stocks, shares, bonds, microfinance and production.</p> <p>That’s not to say it’s always easy to save. Many income earners spend as they go, not seeing savings as part of their budgets. Harsh economic realities can also make it difficult – sometimes seemingly impossible – to save. But it’s not impossible: savings can be made in small amounts, through a daily, weekly or monthly contribution to collections, cooperative schemes or microfinance affiliations. For instance, a point of sale business in Nigeria can permit a daily contribution of 500 naira (US$1.13) over 25 work days, giving an average saving of 12,500 naira (US$28.18) per month.</p> <p>The Point-of-Sale business started in Nigeria in 2013 when the Central Bank of Nigeria introduced the agent banking system. A POS agent operates and processes transactions through a POS service provider. Providers of such services include banks, microfinance banks and fintech companies.</p> <h2>5. Run a flexible budget</h2> <p>Once your budget is created, remember that it’s not set in stone. It should be flexible if anything changes in your life. For instance, an amount saved to buy a car can be invested in a promising venture buying shares through public offerings or private placements in multinational organisations like Nestle or Unilever.</p> <p>Also, health emergencies or career advancement programmes can require taking some money out of our savings.</p> <p>In all, budgeting should be flexible enough to incorporate exigencies, especially when catering for the current situation will culminate into a greater good.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/195590/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><em><a href="https://theconversation.com/profiles/oluwabunmi-adejumo-1370664">Oluwabunmi Adejumo</a>, Lecturer/Researcher, <a href="https://theconversation.com/institutions/obafemi-awolowo-university-2843">Obafemi Awolowo University</a></em></p> <p><em>Image credits: Getty Images </em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/five-tips-for-developing-and-managing-your-budget-even-in-tough-economic-times-195590">original article</a>.</em></p>

Money & Banking

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Robert Irwin's favourite Aussie holiday spot

<p>Robert Irwin is a Queenslander through and through, and despite all the attractions and things to do in his hometown, the young conservationist is surprisingly a huge fan of Tasmania.</p> <p>When asked what his favourite destination was, Irwin said that it was a "very tough question" but narrowed it down to two spots: North Queensland and Tasmania.</p> <p>“I know what you’re thinking – two of the most polar opposite places, but they both have such rugged and raw natural beauty,” Irwin told news.com.au.</p> <p>He added that Cradle Mountain, one of Tasmania's most iconic sights is one of his favourite spots and that it is a must-see destination.</p> <p>“I also enjoy the Tasman Peninsula, Launceston, Swansea and the stunning Tarkine Wilderness just to name a few spots.”</p> <p>In North Queensland, he lives up to his role as the son of 'The Crocodile Hunter' as he loves exploring the mangroves and estuaries.</p> <p>“At a good distance away from the water’s edge of course,” he added.</p> <p>“Surprisingly, Cairns also has some top-notch mountain biking, so if you love an adrenaline hit, it has got you covered.”</p> <p>Irwin added that all Aussies need to explore the far north and far south at least once in their lives.</p> <p>“To sum it all up, Tasmania has Tassie devils, and North Queensland has crocs. What more do you need,” he said.</p> <p>The young conservationist will soon be heading to South Africa to film the newest season of <em>I’m A Celebrity … Get Me Out Of Here!</em> as he replaced Dr Chris Brown as a co-host for the show.</p> <p>He shared that he will definitely bring his own camera.</p> <p>“We have supported wildlife conservation efforts there for many years and have spent so much time photographing the unique wildlife of South Africa,” he said.</p> <p>“My new I’m a Celebrity Get Me Out of Here! hosting role will definitely give me the opportunity to further pursue my passion for photography.”</p> <p>Images: Instagram</p>

Domestic Travel

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The cheapest places to travel in 2024

<p dir="ltr">With the cost of living continuing to rise, many people are looking for cost-friendly ways to travel the world in 2024. </p> <p dir="ltr">Some destinations are more economic than others, with these somewhat overlooked holiday hotspots showcasing the best of travelling without breaking the bank.</p> <p dir="ltr">If you’re looking for a new adventure this year, these corners of the globe are the cheapest places to travel in 2024.</p> <p dir="ltr"><strong>The Philippines</strong></p> <p dir="ltr">The underrated gem located only a few hours northeast of Australia is one of the cheapest destinations in Asia, it's a wonder why more tourists don’t visit. </p> <p dir="ltr">Not only is it home to over 7,500 picturesque islands, six UNESCO World Heritage Sites and an endless chain of pristine beaches, it's also very affordable with resort accommodation under $100 a night is not hard to find.</p> <p dir="ltr">On top of accommodation, day tours and activities (snorkelling, for example) will set you back around $30 to $40.</p> <p dir="ltr">Flights are also reasonable in cost, with return flights from Sydney to Manila coming in around $600 per person. </p> <p dir="ltr"><strong>Turkey</strong></p> <p dir="ltr">Travellers can get to Istanbul from Melbourne and back for approximately $1,300 per person, to visit some of the world’s most historical sites. </p> <p dir="ltr">Turkey is a paradise for those travelling on a budget, with mouthwatering meals can be found regularly for as little as $5, and even less for street food.</p> <p dir="ltr">To make it even better, striking accommodation in the historic Galata region can be as low as $50 a night. </p> <p dir="ltr"><strong>Hungary</strong></p> <p dir="ltr">Hungary is regularly dubbed one of Europe’s cheapest tourist destinations, with  accommodation, dining and entertainment costs significantly lower than the neighbouring countries.</p> <p dir="ltr">Expect to part with $60 to $100 a night for a pretty-as-a-picture hotel in the city centre, around $10 to $15 for meals in restaurants, and anywhere between $7 to $30 for activities. </p> <p dir="ltr">There are also tourist passes available that make these costs even cheaper. </p> <p dir="ltr"><strong>Albania</strong></p> <p dir="ltr">Located on the western part of the Balkan peninsula, this destination is often overlooked by tourists, making it an ideal budget-friendly destination. </p> <p dir="ltr">The stunning country is home to UNESCO World Heritage sites and turquoise beaches, all while keeping your budget in mind. </p> <p dir="ltr">Beachside accommodation can be found for as little as $70 a night, with prices comparable to Turkey for restaurant meals. </p> <p dir="ltr"><em>Image credits: Getty Images</em></p> <p> </p>

International Travel

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The most welcoming cities in the world revealed

<p>Travel experts at booking.com have shared the top ten most welcoming cities in the world for 2024. </p> <p>In their 12th edition of of the Traveller Review Awards, booking.com shared their picks for the most inviting countries, giving eager travellers new destinations to add to their 2024 holiday bucket list. </p> <p>To determine what cities made the list, nooking.com used more than 309 million verified customer reviews from their site, with the frontrunners of the list boasting exceptional hospitality in all areas. </p> <p>Coming in at the coveted first place is Arraial d’Ajuda in Brazil: a charming beach town known for its calm and serene atmosphere.</p> <p>According to Booking.com’s report, Arraial d’Ajuda is the perfect destination for 67% of travellers who want to rest and recharge when traveling. </p> <p>One small Aussie town made the list, with Daylesford, Victoria coming in at the number four spot. </p> <p>The sleepy but lovely town in the foothills of the Great Dividing Range offers plenty of nature nearby to explore for those looking to switch off. </p> <p>With classic Aussie pubs, great local food, fun shops to explore, and welcoming residents, it's an ideal weekend getaway spot.</p> <p>Check out the entire top 10 list below. </p> <p>1. Arraial d’Ajuda, Brazil</p> <p>2. Ermoupoli, Greece</p> <p>3. Viana do Castelo, Portugal</p> <p>4. Daylesford, Australia</p> <p>5. Grindelwald, Switzerland</p> <p>6. Moab, United States</p> <p>7. Uzès, France</p> <p>8. Mazatlán, Mexico</p> <p>9. Jaisalmer, India</p> <p>10. Fujikawaguchiko, Japan</p> <p><em>Image credits: Getty Images / Shutterstock</em></p>

International Travel

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The surprising reason you shouldn’t bring camouflage clothing on a cruise

<p><strong>Dress codes</strong></p> <p>If you’ve been on a cruise before, then you’re probably aware that dress codes are still a thing. In fact, clothing recommendations are quite common, as some of the best cruise lines have formal nights, dress-to-impress evenings and planned costume or themed cruise events. So rules about what you can and cannot wear aren’t abnormal.</p> <p>As such, packing for a cruise is no easy feat: You’ll need formalwear for nights, pool wear for the day, outfits for excursions and layers for inclement weather. I’m an avid cruise-goer, and there are a number of items I never board a cruise ship without, but there’s also one thing I absolutely never pack for a cruise headed for the Philippines or the Caribbean: camouflage clothing.</p> <p><strong>Why is camouflage clothing inadvisable?</strong></p> <p>It actually has nothing to do with the formality of your wardrobe. Camouflage clothing happens to be illegal to wear in many countries that are popular cruise destinations. According to cruise liner Royal Caribbean, the Philippines, Antigua, Barbados, Grenada, Jamaica, St. Lucia and Trinidad and Tobago are among those that prohibit camouflage.</p> <p>And while camouflage print clothing and accessories, as well as military-style clothing, aren’t technically banned onboard cruises, most cruise companies will simply ask you not to pack them to curb any potential issues at ports.</p> <p><strong>Why is camouflage clothing banned in these countries?</strong></p> <p>In most countries that prohibit camouflage, it’s because the disguising clothing is reserved for military personnel only. And it’s important to be respectful of this camouflage-free rule, which I learned while travelling to Nevis about seven years ago. My friend was stopped by hotel staff who advised her to change out of her camouflaged pants if she planned to leave the property. Not understanding the seemingly odd request without any context or explanation, we asked what would happen if she didn’t comply. Their response? She could get fined or arrested. As you can imagine, those cute camo pants were then stuffed into her suitcase for the remainder of our stay.</p> <p>“It is a concern because of the affiliation with criminal gangs as well as armed forces,” says Lauren Doyle, a travel advisor and president of boutique travel agency The Travel Mechanic. She says that to avoid any confusion and help curb any potential issues in the future, cruise lines simply advise against bringing it onboard.</p> <p>Doyle, who has booked many cruises for customers, says this information is usually found on a cruise line’s website (which is why it’s important to brush up on cruise tips prior to setting sail), and that many cruise lines will include it in their daily newsletter or app if you’re going to any country that prohibits it.</p> <p><strong>What to do if you accidentally pack camouflage clothing</strong></p> <p>If you’ve packed a camo hat, bathing suit, cargo pants or the camouflage backpack you carry, just leave it on the ship, even if you’re unsure of restrictions on what to wear in certain ports of call.</p> <p>Generally, you can wear camo clothing while you’re onboard, just not during excursions or on land. So if you’ve packed it, go ahead and rock your camo print at the breakfast buffet or on the pool deck (as you ponder those big white balls on the cruise deck). And while you could probably technically wear your camo while chilling on your stateroom balcony, if it’s viewable to the country you’re visiting, it may still be considered disrespectful, so we don’t recommend it.</p> <p><strong>What else is prohibited on a cruise ship?</strong></p> <p>There are plenty of things you can’t do on a cruise, but what about things you shouldn’t bring to begin with? There are a few more surprising items Doyle recommends leaving at home. “Small appliances – like hot plates, steamers or irons – are also prohibited, along with electric blankets,” Doyle says. “Also, medical marijuana is not allowed on cruise ships. Drones are not allowed either.”</p> <p>Each cruise line lists prohibited items on their website, along with some exceptions, so be sure to consult their information before you start packing.</p> <p><em>Image credits: Shutterstock</em></p> <p><em>This article originally appeared on <a href="https://www.readersdigest.com.au/travel/cruising/the-surprising-reason-you-shouldnt-bring-camouflage-clothing-on-a-cruise" target="_blank" rel="noopener">Reader's Digest</a>. </em></p>

Cruising

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14 best places to travel in 2024

<p>If you’ve been to an airport recently, what we’re about to tell you will come as no surprise: Travel is back in a BIG way. Travellers are hitting the skies – and the rails, roads and seas – in record numbers, looking for the best places to travel.</p> <p>So what does that mean for 2024? “We’re looking at a wave of excitement over travelling with family and friends,” according to Heather Heverling, managing director of Audley Travel. “One thing we’re seeing a lot of is ‘skip-gen’ travel,” when grandparents take their grandkids on holidays but leave the parents at home. (We say: Those are some lucky kids!)</p> <p>And while domestic travel will certainly be popular, people are also looking to expand their horizons. Interest in Japan is booming, says Heverling. And there’s a desire to leave the crowds behind and find hidden gems in spots like France, where many people will be headed to watch the Olympics this summer.</p> <p>We know – there are so many amazing places to go and cool things to see, and it’s hard to narrow things down! To help you pick the perfect spot, we’ve rounded up some of the best places to visit in 2024, whether you’re looking for quick trips, beach getaways, cheap places to travel, city experiences or far-flung adventures. Read on to get a whole year’s worth of inspiration!</p> <p><strong>South Island, New Zealand</strong></p> <p>Wondering which hot spot to visit first? Our pick for 2024 is South Island, New Zealand. Christchurch is considered the base camp for South Island explorations. During the day, kayak in the emerald waters of Abel Tasman National Park, bike or hike to gorgeous hot springs, or sample New Zealand’s best pours at spots like Tussock Hill Vineyards (where you can also spend the night in new luxury suites nestled in the vineyard). When the sun goes down, it will be time for spectacular stargazing at Aoraki Mackenzie International Dark Sky Reserve, which recently became the first Dark Sky Reserve in New Zealand.</p> <p><span style="text-decoration: underline;"><em>Where to stay:</em></span> Find a hotel that puts you right in the heart of Christchurch and within walking distance of restaurants, shops and the Botanical Gardens.</p> <p><strong>Paris, France</strong></p> <p>Everyone is talking about visiting France this year, and for good reason. Paris will be hosting the Summer Olympics, with events held throughout the City of Lights and the surrounding area – including boating and swimming events on the Seine River and dressage events at Versailles. (According to France’s tourism office, 95 per cent of the Olympic and Paralympic events will be held in existing locations for a more sustainable world event.) The city is in full-throttle preparation mode, with new hotels opening, art exhibits launching and plenty of projects underway to make Paris shine even brighter than usual.</p> <p>And that’s not all France has going on. June 6, 2024, is the 80th anniversary of D-Day, when Allied forces stormed the beaches of Normandy. To get the most context out of a visit, it helps to go with a guide who can take you through the area and bring the past to life through storytelling and interactive exhibits.</p> <p><span style="text-decoration: underline;"><em>Where to stay:</em></span> If possible, base yourself in the ever-popular Left Bank neighbourhood in the 6tharrondissement of the city, where you’ll be able to enjoy views right across the river of the stunning Notre Dame Cathedral, which is set to reopen in late 2024 after its devastating 2019 fire. Like we said, it’s a big year!</p> <p><strong>Cambodia</strong> </p> <p><span style="text-decoration: underline;"><em>Why you should go:</em></span> More ways to explore and two new airports to reach the country</p> <p>Cambodia is a bucket-list destination for many travellers. “With the addition of luxury lodges and resorts, travellers can now enjoy a true luxury immersion in Cambodia – blending ancient ruins and culture, cuisine and handicrafts, rainforest and jungle, and ending with a sublime beach stay,” says Brady Binstadt, CEO of GeoEx, an adventure-travel company. In the little-visited Cardamom Forest Protected Area, options for hiking, mountain biking, boating and bird-watching abound, says Binstadt, who also recommends boating through lush forest to Tatai village, where visitors can walk by the river, kayak through mangroves and listen to the symphonic sounds of wildlife from a floating lodge.</p> <p>You’ll also want to visit Angkor Wat, famed for its glorious temples. Happily, reaching Angkor Wat just became a lot easier with the brand-new, $1 billion Siem Reap-Angkor International Airport, which is just a short drive from the UNESCO Heritage Site temple complex. Later in 2024, the capital of Cambodia, Phnom Penh, will also unveil a new $1.5 billion airport, providing even more ways to reach the country.</p> <p><span style="text-decoration: underline;"><em>Where to stay:</em></span> Shinta Mani Wild in the Cardamom Mountains is a luxury jungle retreat about three hours from Phnom Penh; it boasts its own zip line over the waterfalls and river where the remote lodge is located. Another unique option is Six Senses Krabey Island off the southern coast, where 40 glass-front villas are tucked into the dense foliage of this romantic resort. Indulge in a treatment at the luxe spa after exploring the nearby Kbal Chhay waterfalls and the waterways of Ream National Park.</p> <p><strong>Los Angeles, California </strong></p> <p>Yes, we know, you hear “LA” and think beach and sand. But for 2024, replace that with cool art and culture, since Los Angeles will be hosting two awesome openings. When it opens in February, Destination Crenshaw will be the largest Black art program in the US, with a two-kilometre stretch of Crenshaw Boulevard in South LA, containing 100 commissioned works by Black artists displayed within beautifully landscaped community spaces.</p> <p>And September will see the launch of Getty’s colossal PST ART: Art &amp; Science Collide. The latest edition of the initiative (previously known as Pacific Standard Time) will include more than 50 exhibitions across the Los Angeles area, including iconic spots like the Griffith Observatory, the LA County Museum of Art (LACMA) and the Getty Center. The exhibits aren’t just paintings and sculptures. They are intersections of art, science and the natural world – including “Color in Motion: Chromatic Explorations of Cinema” at the Academy Museum of Motion Pictures; “From Fire We Are Born,” which explores Native American culture at the Fowler Museum at UCLA; and “Seeing the Unseeable: Data, Design, Art” at the ArtCenter College of Design.</p> <p><span style="text-decoration: underline;"><em>Where to stay:</em></span> No matter which room or suite you book at the InterContinental Los Angeles, you’ll be greeted with what feels like a never-ending view. You’ll see everything from the Pacific Ocean to the Hollywood sign and downtown skyscrapers. And not only is it the tallest building west of Chicago, but the location puts you right in the middle of all the arts action.</p> <p><strong>Okavango Delta, Botswana </strong></p> <p><span style="text-decoration: underline;"><em>Why you should go:</em></span> Sustainable new safari camps deep in the Delta.</p> <p>Always dreamed of going on safari? Botswana should be at the top of your 2024 travel list. A decade after being designated the 1000th site on UNESCO’s World Heritage List, Botswana’s watery Okavango Delta remains a captivating marvel of nature that differentiates it from other safari destinations. The intricate network of waterways, lush greenery and diverse ecosystems presents amazing opportunities to observe animals like elephants, impala, kudu, zebra and more from a mokoro, or dugout boat, as you float silently through the area.</p> <p>For an intimate stay in the wilderness areas, try the new tented camps. If that’s not your thing, there are also fancy, all-inclusive hotels that wrap game drives into their included offerings.</p> <p><span style="text-decoration: underline;"><em>Where to stay:</em></span> First, there’s the Natural Selection’s Tawana Camp, which is set to open in May 2024 in the Moremi Game Reserve. It will combine modern luxury (think: multi-bedroom, free-standing suites with private pools) with intimate safari experiences. Bonus: This corner of Botswana is known for its high population of lions and leopards.</p> <p>Atzaro Okavango from African Bush Camps opens in March 2024, offering sustainable luxury in the heart of the Delta. This eco-friendly property is made from recycled materials and powered entirely by solar energy. Guests stay in air-conditioned suites with their own plunge pools and will be treated to year-round sightings of elephants, buffalo, lions, leopards, giraffes, hippos and other African wildlife.</p> <p><strong>Turks and Caicos </strong></p> <p><span style="text-decoration: underline;"><em>Why you should go:</em></span> Because kiteboarding will be the thing to do in 2024 – and Turks and Caicos is also heaven on earth.</p> <p>We’re calling it: When kiteboarding makes its official Olympic debut in 2024, the sport will surge in popularity. But don’t go to Paris to do it. Instead, head to Turks and Caicos, a fabulous warm-weather winter getaway that offers some of the best kiteboarding conditions in the world. “The island’s consistent trade winds, shallow warm waters and large areas of flat, uncrowded riding make it an ideal destination for this thrilling water sport,” says Vasco Borges, the owner of Beach Enclave Turks and Caicos and a passionate kiteboarder.</p> <p>Swimming and snorkelling are popular activities on the island as well, and avid divers love the mammoth undersea coral wall off Grand Turk. Plus, Turks and Caicos is home to some of the most gorgeous beaches in the world. In other words, it’s always one of the best places to travel!</p> <p><span style="text-decoration: underline;"><em>Where to stay:</em></span> New for 2024, Beach Enclave will offer new beach houses with privacy, tranquility and an oceanfront private pool on the North Shore. The Grace Bay location of the multi-location resort is introducing contemporary villas with a blend of indoor and outdoor living, called the Reserve at Grace Bay. And finally, at the resort’s Long Bay location, which is known as a kiteboarder’s haven, you’ll find new beach houses along the pristine white-sand beachfront, ideal for families and water-sports enthusiasts.</p> <p><strong>Belize</strong></p> <p>Have you heard of the Great Barrier Reef? We thought so. How about Belize’s Barrier Reef? Not so much, right? We’re here to tell you that in 2024, it’s time to put this natural wonder on your must-visit list. The world’s second-largest barrier reef (behind Australia’s), it is actually the biggest reef in both the northern and western hemispheres. The snorkelling here is magnificent, and so is the diving – plus, it’s not as crowded as the better-known Australian alternative.</p> <p>If you’re looking for the perfect home base while visiting, consider Belize’s largest island, Ambergris Caye. The Belize Barrier Reef is just a 400-metres offshore, and you’ll definitely want to check out the protected Hol Chan Marine Reserve, which is just a 10-minute boat ride from the main town of San Pedro. When you’re not snorkelling or swimming, spend your days popping into Belizean art galleries and souvenir shops or just lounging on the white sand.</p> <p><span style="text-decoration: underline;"><em>Where to stay:</em></span> Try the Alaia Belize, an Autograph Collection hotel in the island’s historic town of San Pedro. This beachfront hotel is just 600 metres from the Belize Barrier Reef Reserve and has stunning views of the Caribbean Sea. Plus, it has an on-site dive shop and three pools, including Belize’s first-ever suspended rooftop pool and a lounge with 360-degree views.</p> <p><strong>Paros, Greece</strong></p> <p>Have you heard of destination dupes? According to Expedia, these are “places that are a little unexpected, sometimes more affordable and every bit as delightful as the tried-and-true destinations travellers love.” One of our favourites on Expedia’s list is this stunning Greek island that usually sails under the most travellers’ Mediterranean radars in uncrowded bliss while the hordes of tourists head to Mykonos and Santorini.</p> <p>Visiting the island, which is about a two-hour ferry ride south of well-known party island Mykonos and right next to Naxos, is one of the best things to do in Greece, since it means enjoying idyllic beaches framed by the azure waters of the Aegean Sea. While you’re here, explore the winding streets and charming villages of Naoussa and Lefkes, and sip whipped coffee frappes or ouzo at the picturesque port of Parikia (the island’s capital), home to whitewashed houses adorned with vibrant bougainvillea.</p> <p><span style="text-decoration: underline;"><em>Where to stay:</em></span> You can’t go wrong at the newly opened Minois hotel, where the whitewashed walls hold luxurious touches, such as decadent dining at Olvo and pampering spa treatments. But the best part may be simply floating in the infinity pool with views of the sea spread out in front of you.</p> <p><strong>Kyoto, Japan</strong></p> <p><span style="text-decoration: underline;"><em>Why you should go:</em></span> An array of new luxury hotels and the opening of the first Nintendo Museum.</p> <p>“One thing we can say for sure is that interest in visiting Japan is not slowing down,” says Audley Travel’s Heverling. Japan finally welcomed visitors back in 2023, and the numbers are soaring. And for 2024, we’re seeing cool new openings and numerous developments that will make your trip even easier. Kyoto, especially, will be the city to watch in the new year, when the world’s first Nintendo Museum opens in spring 2024 in the former Nintendo Uji Kokura factory site in Kyoto. This will be a big draw for pop-culture lovers and gamers.</p> <p>Even if you don’t know a controller from a cruller, though, Kyoto will enthral you with ancient temples and beautiful architecture that make it look like a real-life fairy-tale town. Plus, there are four amazing new hotels opening in Kyoto in 2024, where you can happily rest, relax and enjoy.</p> <p><span style="text-decoration: underline;"><em>Where to stay:</em></span> Luxury brand Banyan Tree Higashiyama Kyoto will feature a private onsen bath; elegant Six Senses Kyoto will have a spa and zen-like rooms situated around seasonal gardens; and the 313-room Hilton Kyoto will be the brand’s first flagship hotel in Kyoto. Finally, the new Regent Kyoto (an IHG property) is opening a resort-like property in a hundred-year-old garden complex that’s also home to a Michelin-starred restaurant.</p> <p><strong>Northern Territories, Canada </strong></p> <p><span style="text-decoration: underline;"><em>Why you should go:</em></span> An almost-guaranteed opportunity to see the northern lights during the “solar max”.</p> <p>There are two truths about seeing the northern lights: They’re beautiful, and they’re elusive. Unlike the solar eclipse, there’s no date or time that you’re guaranteed to see the night-time spectacular. You do need, however, to go north… in winter… and then wait. That’s why we’re so excited about the news from the Northern Territories of Canada, where a “solar max” cycle is going to make it possible to see the aurora borealis with new ease. According to the Canada Tourism Board, in the Northwest Territories, “travellers have a 98 per cent chance of witnessing the spectacle” during a three-night stay November through March, when longer hours of darkness each day and clear nights make it easier to spot the lights.</p> <p>The jewelled green, purple and gold lights can be seen due to the perfect combination of clear nights, flat landscape, low humidity and the location beneath the earth’s auroral oval. Even better, 2024 is the peak of the 11-year solar cycle, which means the light show will be even more dramatic than usual.</p> <p><span style="text-decoration: underline;"><em>Where to stay: </em></span>The main gateway to the area is Yellowknife, the location of Aurora Village, an entirely Indigenous-owned experience that leads guided night-time tours and where you can go dog sledding and snowshoeing. You can also spend the evening in a cosy teepee, complete with a wood stove, which makes it easy to pop out and see the aurora borealis when it lights up the sky.</p> <p><strong>Mexico City</strong></p> <p><span style="text-decoration: underline;"><em>Why you should go:</em></span> Tour tourism for live-music lovers – and Madonna fans!</p> <p>Expedia predicts that “tour tourism,” following a favourite artist on their headlining tour, will thrive in 2024. “In 2023, the cultural impact of the Eras and Renaissance tours was undeniable, driving ticket sales but also travel and tourism,” according to Expedia Brands travel expert Melanie Fish. Perhaps driven by ticket prices, 30 per cent of travellers told Expedia they would travel outside of their home city for a concert because tickets were cheaper elsewhere, with Mexico City coming out near the top of that list. We’re totally in on the trend, especially since Madonna will play four dates the Palacio de los Desportes in 2024, making Mexico City a live-music hot spot for the coming year.</p> <p>And as an extra bonus, Mexico City is an affordable warm-weather destination, not to mention a hub for art, culture and cuisine. Translation: There’s plenty to do and see when you’re not rocking out. Check out the Colonia Roma neighbourhood, called CDMX – often referred to as “the Williamsburg of Mexico City” for its hipster vibe and cool architecture, art galleries and restaurants.</p> <p><span style="text-decoration: underline;"><em>Where to stay:</em></span> The new boutique hotel Colima 71 features hundreds of authentic Mexican art pieces, a craft coffee bar with an on-site barista and plenty of communal spaces perfect for mingling with fellow travellers. Located in the heart of artsy CDMX, it’s also a super convenient and central location.</p> <p><strong>Washington, D.C.</strong></p> <p><span style="text-decoration: underline;"><em>Why you should go:</em></span> To watch democracy at work during an election year… and visit some cool museums, too.</p> <p>Following a record year of tourism to the US capital, 2024 will likely see visits continue to rise, thanks to the upcoming presidential election in November. But even if you’re not a pollster, there are plenty of other attractions in the nation’s capital that make it one of the best places to travel year-round. First, travellers will be happy to hear that it’s easier to get into the heart of the city now that the Metro added service to Dulles International Airport with direct service on the Silver Line of the underground train system – and it’s never more than $6!</p> <p>While you’re in town, check out the newly renovated and reopened National Museum of Women in the Arts, which spotlights women artists from the 17th century to the present. And in 2024, the Smithsonian’s contemporary art museum, the Hirshhorn, will be celebrating its 50th anniversary with a collection of new exhibits. Also, remember: Nearly all D.C. museums are free, so the sightseeing part of your trip will be super affordable.</p> <p><span style="text-decoration: underline;"><em>Where to stay:</em></span> Book a room at The Dupont Circle, a hotel that successfully walks the line between feeling luxurious and homey. It’s steps away from dozens of art galleries and museums, and it boasts an impressive art collection of its own. Don’t miss brunch and dinner at the delicious new American on-site Pembroke restaurant.</p> <p><strong>The Pekoe Trail, Sri Lanka</strong> </p> <p><span style="text-decoration: underline;"><em>Why you should go:</em></span> To check out amazing new hiking trails and old cultures.</p> <p>The newly opened Pekoe Trail in Sri Lanka is a fantastic way to explore the country’s varied landscapes. Ten years in the making, the Pekoe Trail is the first collection of destination-based walking trails that aims to support remote communities, promote cultural heritage and showcase Sri Lankan scenery. Most of the trails opened in the fall of 2023, with a few more opening at the beginning of 2024.</p> <p>The 300-kilometre route starts in the central city of Kandy, famous for the Temple of the Tooth, and meanders through to stunning mountain views of Ella. Audley Travel, says Heverling, can arrange treks to the most scenic parts of the Sri Lanka trail. Hikers will walk on the region’s famed tea trails, as well as through forests, jungle and remote towns and villages.</p> <p><span style="text-decoration: underline;"><em>Where to stay:</em></span> The experts at Audley recommend Mountain Heavens for its fantastic infinity pool that will make you feel like you’re literally floating over the valley. Big, comfy beds and modern amenities, not to mention a delicious included breakfast, all add up to a very luxurious end to a hike.</p> <p><strong>Ras Al Khaimah, United Arab Emirates </strong></p> <p><span style="text-decoration: underline;"><em>Why you should go:</em></span> Seaside vibes in Dubai’s under-the-radar neighbour to the north.</p> <p>Dubai is always popular, and always full of flashy new attractions and frenetic energy. But if you want an Emirates vacation that’s a little more relaxing, head 40 minutes north of the city to this under-the-radar gem. Well, under the radar until 2024, that is, when the luxury Anantara Mina Al Arab Ras Al Khaimah Resort opens and more people realise that it’s one of the best places to travel. It’s set amid the area’s stunning mountains and mangroves in the seaside neighbourhood of Mina Al Arab, which is quickly becoming a trendy destination, with new openings and plenty of sunshine.</p> <p>Ras Al Khaimah is a great spot for outdoorsy types, who can snorkel or swim in the crystal-clear turquoise waters, then head off for a quad biking adventure in the desert or soar over the desert on the world’s longest zipline. And speaking of world records: If you get a chance to spend New Year’s Eve here, don’t miss it. The Emirate holds multiple Guinness World Records for its spectacular fireworks performances held during its New Year’s celebrations.</p> <p><span style="text-decoration: underline;"><em>Where to stay: </em></span>The Anantara Resort here is more than just a getaway from the bustling city. It also boasts Bali-style overwater bungalows for an over-the-top romantic getaway.</p> <p><em>Image credits: Getty Images </em></p> <p><em>This article originally appeared on <a href="https://www.readersdigest.com.au/flightstravel-hints-tips/14-best-places-to-travel-in-2024?pages=1" target="_blank" rel="noopener">Reader's Digest</a>. </em></p>

International Travel

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4 strategies to keep you from overspending this holiday season

<p><em><a href="https://theconversation.com/profiles/johanna-peetz-1494248">Johanna Peetz</a>, <a href="https://theconversation.com/institutions/carleton-university-900">Carleton University</a></em></p> <p>The urge to spend money is present all year round, but during the gift-giving season, the temptation to splurge on loved ones can be particularly strong. For many, the desire to be generous during the holidays clashes with the need to conserve funds for essential expenses.</p> <p>This year, money is tighter than ever, with <a href="https://www150.statcan.gc.ca/n1/daily-quotidien/231121/dq231121a-eng.htm?indid=3665-1&amp;indgeo=0">high prices for groceries, housing and entertainment</a> leaving shoppers with reduced funds as the holiday season descends upon us.</p> <p>A growing number of individuals are feeling the financial squeeze, with 40 per cent of Canadians <a href="https://www.bnnbloomberg.ca/financial-stress-is-impacting-the-mental-health-of-canadians-survey-1.1933491">citing money as their main source of stress</a>. <a href="https://newsroom.bmo.com/2023-11-08-78-Per-Cent-of-Canadians-Plan-to-Cut-Back-on-Holiday-Spending,-but-a-Third-Will-Still-Give-Back-to-Charitable-Causes-BMO-Survey">Seventy-eight per cent of Canadians</a> plan on buying fewer gifts this holiday season and 37 per cent are worried they won’t be able to afford all the items on their holiday shopping lists.</p> <p>Given that <a href="https://doi.org/10.3389/fpsyg.2022.790434">pricier gifts are not necessarily more appreciated by the person receiving the gift</a>, what are some ways shoppers can resist the temptation of appealing, yet expensive, gift options that might strain their finances?</p> <p>As a social psychologist who studies personal spending, I think it is worthwhile to remind ourselves of self-control strategies that can help us manage financial decisions during the holiday season.</p> <h2>Strategies for resisting temptation</h2> <p><a href="https://doi.org/10.1177/1745691615623">Self-control is not just suppressing temptation</a>; it also involves setting yourself up for success by creating situations that make resisting temptations easier.</p> <p><strong>1. Avoid temptations</strong></p> <p>Perhaps the most obvious strategy is to avoid shopping temptations. This may include steering clear of places — both physical and online — that are out of your budget range. While this is easier said than done during gift shopping, it’s an effective way to manage temptations: People who report having an easier time with self-control <a href="https://doi.org/10.1016/j.paid.2014.09.031">tend to avoid rather than resist temptations</a>.</p> <p><strong>2. Make a budget</strong></p> <p>If you haven’t sat down to make a holiday budget yet, it’s never too late to make one. Considering one-quarter of Canadians are <a href="https://globalnews.ca/news/10087745/canadian-holiday-spending-debt/">still paying off last year’s holiday debts</a>, being as fiscally responsible as possible is a wise choice this year.</p> <p>Setting spending limits ahead of time makes your financial goals clear and explicit. When setting budgets for gifts <a href="https://doi.org/10.1093/jcr/ucad011">people tend to spend the entirety of the estimated amount (unlike budgets for personal purchases where they try to come in under the budget)</a>. It’s good to be realistic, rather than optimistic, when setting budgets.</p> <p><strong>3. Implementation intentions</strong></p> <p>Anticipate any potential shopping temptations you are likely to encounter so you can develop strategies to resist them. One effective approach is <a href="https://kops.uni-konstanz.de/server/api/core/bitstreams/14cc2a36-5f01-4dc1-b9ca-f2d0ca0c8930/content">forming intentions</a> about how you will act once you encounter a temptation.</p> <p>For example, you might consider what you will do when you see a gadget your friend would enjoy when you have already bought them something and have reached the limit of your budget. Instead of purchasing it and exceeding your budget, you could write down the gadget for next year’s gift.</p> <p><strong>4. Write a list</strong></p> <p>Finally, thinking ahead to the gifts you plan to buy and writing a shopping list rather than relying on being inspired in the store might help with sticking to a budget. <a href="http://dx.doi.org/10.1007/s11747-019-00670-w">Consumers spend thousands each year on impulse purchases</a>. Writing shopping lists, <a href="https://doi.org/10.1002/cb.1812">even for online shopping</a>, can reduce overall spending and shopping regret.</p> <h2>The best strategy is the one that works</h2> <p>The holidays should be about joy, not financial stress. Maintaining self-control allows you to celebrate without compromising your financial well-being.</p> <p>There are of course many strategies beyond the four strategies listed here that can help create situations where resisting temptations is easier. The most effective strategies for maintaining financial self-control <a href="https://doi.org/10.1016/j.jesp.2021.104189">are the ones you are already using</a>, and the ones <em>you</em> find most effective. If you want to avoid giving in to shopping temptations, take a moment to think about the financial strategies you are already using and think about how you might use them in your holiday shopping.</p> <p>If you haven’t yet found a strategy that works for you, now is a great opportunity for you to try some out and see which ones are effective. Using strategies to manage the cost of holiday spending can prevent gift-giving from becoming a financial stressor in an already stressful time.</p> <p>Finally, while adhering to a budget is important, it shouldn’t be the sole or primary focus during holiday shopping. Keep in mind that the true spirit of the season is spending quality time with loved ones. The joy of the holidays doesn’t come from extravagant gifts, but from shared moments and meaningful connections.<!-- Below is The Conversation's page counter tag. Please DO NOT REMOVE. --><img style="border: none !important; box-shadow: none !important; margin: 0 !important; max-height: 1px !important; max-width: 1px !important; min-height: 1px !important; min-width: 1px !important; opacity: 0 !important; outline: none !important; padding: 0 !important;" src="https://counter.theconversation.com/content/219380/count.gif?distributor=republish-lightbox-basic" alt="The Conversation" width="1" height="1" /><!-- End of code. If you don't see any code above, please get new code from the Advanced tab after you click the republish button. The page counter does not collect any personal data. More info: https://theconversation.com/republishing-guidelines --></p> <p><a href="https://theconversation.com/profiles/johanna-peetz-1494248"><em>Johanna Peetz</em></a><em>, Professor in Psychology, <a href="https://theconversation.com/institutions/carleton-university-900">Carleton University</a></em></p> <p><em>Image credits: Getty Images</em></p> <p><em>This article is republished from <a href="https://theconversation.com">The Conversation</a> under a Creative Commons license. Read the <a href="https://theconversation.com/4-strategies-to-keep-you-from-overspending-this-holiday-season-219380">original article</a>.</em></p>

Money & Banking

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Qantas' big move ahead of record-breaking holiday season

<p>As the festive season approaches, Qantas is gearing up for its busiest Christmas holiday period in years. The airline has taken proactive measures to handle the anticipated surge in passenger numbers, with an additional boost to its international cabin crew.</p> <p>More than 8.5 million passengers are expected to fly on Qantas and Jetstar services in December and January, marking a significant increase from the previous year – and the most passengers since the 2019-20 festive season.</p> <p>To meet the demands of the busy holiday season, Qantas has expanded its international cabin crew team with the addition of 16 new faces. These recruits, having completed an eight-week intensive training program, are set to embark on their first flights just in time for the peak travel period. The new recruits will be contributing to flights destined for key international locations such as Japan (Narita), Hong Kong, and Singapore.</p> <p>Phil Capps, Qantas executive manager for product and service, emphasised the airline's commitment to investing in staff training across all departments, including ground staff and cabin crew. The significant recruitment efforts in 2023, with 991 new international cabin crew and 394 new domestic cabin crew, reflect Qantas's dedication to providing exceptional service during the holiday season and beyond.</p> <p>To ensure operational readiness, Qantas has brought forward maintenance on its aircraft, and up to 13 planes will be on standby as operational spares. The airline has also made a substantial boost to reserve staff to address unexpected sick leave situations. Over the past 12 months, almost 3,300 additional operational employees, including cabin crew, pilots, engineers, and airport customer service staff, have been recruited to enhance overall efficiency.</p> <p>As part of the preparations for the busy travel period, Qantas and Jetstar are urging travellers to check-in online for domestic flights, arrive ahead of schedule, and adhere to baggage limits. The airlines emphasised that bringing excess carry-on baggage could lead to delays and urged passengers to be respectful and patient during the holiday rush. Additionally, Qantas warned about potential delays and cancellations due to bad weather and air traffic control issues.</p> <p><em>Image: Qantas</em></p>

Money & Banking

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"Hopefully it's permanent": Karl's surprise holiday replacement announced

<p>Karl Stefanovic's Christmas leave replacement on the Today show was announced on Monday, when it was revealed that Dr Nick Coatsworth, Australia's former deputy chief medical officer, would be filling Stefanovic's hosting shoes from December 26, granting the veteran host a well-deserved New Year's rendezvous with his family.</p> <p>However, the digital realm erupted with mixed emotions following the news, with some online users not just celebrating Stefanovic's temporary absence but actively calling for the replacement to be made permanent.</p> <p>Social media platforms buzzed with comments like, 'Please make it a permanent break', and 'Complete overhaul needed', suggesting a desire for a fresh face at the helm of the popular morning show. One disgruntled user even quipped, 'Hopefully it is permanent; the only one who thinks he is funny is him. Poor co-hosts with their fake laughs.'</p> <p>As the summer breeze of change swept through the <em>Today</em> show, co-host Sarah Abo found herself replaced for the holiday season by regular <em>Today</em> show reporter Mia Glover, adding an extra layer of anticipation to the show's temporary makeover.</p> <p>The real thunderstorm, however, came with the surprising decision to appoint Dr Coatsworth as the temporary host. A prominent figure in the medical field, Coatsworth had been a regular contributor to Channel Nine, particularly on matters of medicine.</p> <p>Reports surfaced of disquiet among viewers, claiming 'plenty of noses are out of joint' over this unconventional choice. This sentiment likely stems from the fact that Dr Coatsworth, despite his frequent appearances as the show's medical expert during the pandemic, has never before taken on the role of the show's host.</p> <p>Dr Coatsworth also has a new show in the pipeline titled <em>Do You Want to Live Forever?</em>, set to be broadcast on Nine next year. This unexpected move only adds to the intrigue surrounding the doctor's stint as a morning show host.</p> <p>This shakeup comes at a critical juncture for the <em>Today</em> show, as its arch-rival, <em>Sunrise</em>, gears up for its 20th year of dominating the breakfast ratings war. According to the 2022 OzTam survey, Sunrise boasted an average national daily audience of 397,000 viewers, proudly claiming to be '31 per cent bigger than its nearest competitor.' <em>Today</em>, on the other hand, has struggled in recent years to close the gap with <em>Sunrise</em>, facing challenges exacerbated by a revolving door of presenters on the Nine show.</p> <p><em>Images: Nine</em></p>

TV

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Ultimate holiday hack to turn just 17 days of leave into 45 days of leisure

<p>As we bid a fond farewell to 2023, it's time to embark on a journey to the land of strategic annual leave planning!</p> <p>If you've ever dreamed of turning 17 days into a mind-blowing 45 days of leisure, all while maintaining the illusion that you're a dedicated worker, you're in for a treat. Let's delve into the art of time manipulation, the Australian way!</p> <p><strong>1. The Great Christmas/New Year Escape: 10 Days of Holiday Magic</strong></p> <p>Picture this: You, sipping a cocktail on a beach, far, far away from workplace shenanigans. To achieve this utopia, sacrifice a mere three workdays from December 27–29, and voila! You've magically transformed a three-day leave into a decadent ten-day escapade. Christmas and New Year's resolutions? More like "Avoiding Office Drama and Perfecting My Tan".</p> <p><strong>2. Australia Day 2024: Because One Long Weekend Isn't Enough</strong></p> <p>To those who believe in the power of the long weekend, rejoice! By judiciously taking a single day off on January 29, you can extend the Australia Day break into a glorious four-day affair. This means more time for BBQs, cricket, and pretending to understand the rules of cricket.</p> <p><strong>3. The Great Easter Egg Hunt (for Extra Leave Days): 10 Days of Bunny Bliss</strong></p> <p>Hop into Easter with a bang by utilising four days of leave (April 2–5). This cunning plan transforms a regular four-day weekend into a lavish ten-day extravaganza. You'll have so much time; you might even consider crafting an intricate Easter egg treasure map for your colleagues. After all, sharing is caring.</p> <p><strong>4. ANZAC Day 2024: A Gallant Nine-Day Journey</strong></p> <p>For those who appreciate a good remembrance day, why not remember to take four days off? By strategically choosing your leave days around ANZAC Day, you can turn a regular nine-to-five existence into a leisurely nine-day bliss. It's the perfect opportunity to reflect on the sacrifices of the past while contemplating your sacrifice of precious annual leave for maximum leisure.</p> <p><strong>5. The Grand Finale: Christmas and New Year 2024/25</strong></p> <p>Looking to dominate the festive season and secure a 12-day break? Fear not! By cunningly using five days of leave (December 23–31), you can transform a modest two-day weekend into a 12-day holiday bonanza. It's like taking a break in 2025 while still clinging desperately to the end of 2024. Time travel, anyone?</p> <p>In conclusion, dear Aussie worker bees, remember that strategic annual leave planning is an art, a dance between days off and public holidays. While others are stuck in the mundane, you'll be sipping piña coladas in your time-warped holiday paradise.</p> <p>So go forth, plan wisely, and may your leave days be as abundant as your laughter during this comedic time-travel adventure!</p> <p><em>Image: Getty </em></p>

Travel Tips

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A guide to overcoming loneliness during the holidays

<div title="Page 1"> <div> <p>Navigating the holiday season during adulthood isn’t always smooth sailing. Often, the arrival of the festive period can bring with it a sense of loneliness. Whether it’s being away from family or missing out on celebrations, the holiday blues can be hard to shake and for many, the significance of togetherness during the holidays can accentuate feelings of isolation or detachment.</p> </div> <div> <p>Offering her insight on how to overcome these emotions, Jacqui Manning, resident psychologist at Connected Women, an organisation that facilitates friendships for women over 50 shares her top tips to help you enjoy a more connected and fulfilling holiday season.</p> </div> <div> <p><strong>Acknowledge Your Feelings</strong></p> <p>“It’s ok to admit that you feel lonely. In fact, it’s the first step to overcoming and accepting these feelings,” explains Jacqui.</p> <p>“Christmas is traditionally a time that is associated with togetherness and so recognising your emotions is the foundation for developing effective coping strategies. Reach out to the friends you do have, family or support groups and let them know you might need extra support during this time. You should also invest in your mental wellbeing, either by incorporating mindfulness techniques to help break any negative thoughts or creating a mindset of gratitude by reflecting on the positive aspects of your life. Both these techniques can shift your focus towards positivity.”</p> </div> <div> <p><strong>Invest in Yourself</strong></p> <p>If you’re feeling down, Jacqui suggests prioritising self-care.</p> <p>“Investing in yourself is an act of self-love and resilience. It shifts the focus from external pressures to internal fulfilment, fostering a deep sense of empowerment. This approach is particularly valuable during the holidays, as it allows you to create a positive and nurturing environment for yourself.”</p> <p><strong>Find New Connections</strong></p> <p>Prevention plays an essential role in mitigating the risks of social isolation before they take hold. When it comes to combating loneliness, it’s all about identifying the connections you might be missing and actively seeking ways to build them.</p> <p>Jacqui explains, “In the modern-day era that we are in, recognising the potential of technology is vital. If you don’t have anyone nearby, dive into the online world to explore nearby community meetups or virtual events; I assure you, you’ll discover something that aligns with your interests, and you'll find others who are in a similar situation to you,” Jacqui concludes.</p> </div> <div> <p>“Whether you want to relax in a bubble bath, use the holiday season as an opportunity to discover a new hobby or simply spend more time outdoors to connect with nature, remember that these intentional acts of self-investment are gifts to your own well-being. Taking time for yourself is not only a deserved treat but a crucial element of maintaining balance and happiness.”</p> <div title="Page 2"> <p>As the festivities draw near, it’s essential to tune in to your own needs, invest in self-care and actively seek connection, whether with new or pre-existing relations. These steps will not only contribute to your well-being but also serve to enrich and elevate your experience throughout the festive season.</p> <p><strong><em>About Connected Women</em></strong></p> <p><strong><em>Phoebe Adams is the co-founder of Connected Women, an organisation providing a community for women over 50 to connect and build meaningful friendships. With a rapidly growing community in Perth, Sydney, Wollongong, Melbourne and Geelong, Connected Women provides a safe and welcoming space for women to come together and share experiences. To learn more about the organisation and how you can get involved, visit <a href="https://www.connectedwomen.net" target="_blank" rel="noopener">connectedwomen.net</a>.</em></strong></p> <p><em>Image credits: Getty Images</em></p> </div> </div> </div>

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